The MAD Method PH

The MAD Method PH

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02/07/2026

I came across this post on Threads that really made me pause.

Nakakalungkot isipin, pero ito ang reality, our health can change anytime. What we qualify for today may not be the same tomorrow.

This is not to say na mas maganda ang VUL kaysa term, or vice versa. Magkaiba sila ng purpose, at ang right choice ay depende pa rin sa goals at sitwasyon ng bawat tao.

Ang mahalaga, bago mag-terminate o magpalit ng policy, make sure you fully understand the possible consequences. Huwag mag-decide dahil lang sa nabasa o narinig sa iba. 🙏 Take time to review your options and consult a Financial Consultant who will explain both the advantages and limitations, hindi lang yung isang side.

At the end of the day, the best insurance plan is the one that still protects you when life takes an unexpected turn. 🤗

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