FWD PH Financial Wealth Planner

Same with CTPL, ang VTPL o Voluntary Third Party Liability ay isang mahalagang dagdag na protection para sa iyong sasakyan. Kung sakaling masangkot ka sa aksidente at may masaktan o masira ang ari-arian ng iba, ang VTPL ay tutulong upang masakop ang mga gastusin tulad ng medical bills, pagkukumpuni, at legal fees. Mas malaki ang coverage nito kaysa sa compulsory insurance, kaya't mas mapapanatag ka sa anumang mangyari.

Vehicles that are under loan often require Voluntary Third-Party Liability (VTPL) insurance. This is because the lender, typically a bank or financing company, has a financial interest in the vehicle until the loan is fully repaid.