Mypera

Sweldo na naman, pero paano ba natin patatagalin ito sa ating mga kamay? Did you know that there are three things that harm your finances? Read on to find out.

1. Instant Gratification - Your hard work needs to be rewarded, but rewards should not come as often as you feel. Even the cheapest milktea drink will add up to a sizeable amount if you buy it a lot. Try to minimize the frequency of buying treats, or consider saving your money and treating yourself to something more valuable, like a small applicance or investments.

2. Following the trend - Huwag agad agad magpabudol. You don't need to buy anything that you see on your social media newsfeed. Think thrice before hitting that "check out" button!

3. Not saving - One of the things that the pandemic has taught us is to think that money will NOT always come. As such, we must try to stash away a percentage of our income. If you're a conservative saver, opening a bank account nowadays is easy... all you need is a phone with internet connection! But if you're innovative, you can try opening a savings account through digital banks. They offer bigger interest rates, so why not give it a shot?

Money Tip Monday!
Hope everyone has a wonderful day!

Cashless payments have the edge. Convenient and innovative.