Protect-Ching Your Future
02/06/2026
Hi!
We are excited to share that we will be hosting our GYB Event on June 20, 2026, at the Luxent Hotel in Quezon City at 1:00 p.m. We would love for you to join us!
It’s a relaxed, informative event where you can learn more about our business, meet and mingle with other people, explore our business, and get involved. It might be a good fit for you - no pressure at all.
Whether you’re just curious or exploring new opportunities, you are very much welcome. We have prepared some snacks paired with engaging speakers to give you a glimpse of the life insurance business, and it is a great opportunity to connect.
Let us know if you would like to attend this event so that I can reserve a special seat for you, since it is by invitation only.
Hope to see you there!
Register here:
https://docs.google.com/forms/d/e/1FAIpQLSeYaqkVZEqQZHZY_vgNssGlwrC6Wrtp0Ub-ev8d7wSkP2hwcw/viewform?usp=header
28/04/2026
Real question: If you spent 30 days in the ICU tomorrow, do you actually know what that costs your family?
Not a hypothetical. Not a scare tactic. A real, honest question I want you to sit with for a moment.
Because most of the people I talk to — smart, successful, financially aware professionals — have never actually run that number. They have a vague sense that it would be "expensive." But they've never opened a spreadsheet and calculated what 30 days of intensive care, specialist consultations, medications, and post-discharge rehabilitation would actually look like on a bill.
Let me give you a starting point.
A private room ICU stay at a top-tier hospital in Metro Manila can run ₱80,000 to ₱150,000 per day. Thirty days? That's ₱2.4 million to ₱4.5 million — before surgery, before oncology, before any of the follow-up care that comes after you're discharged.
Now add six months of not drawing your salary. If you're earning ₱150,000 to ₱200,000 a month, that's another ₱900,000 to ₱1.2 million in lost income your family still needs to live on.
We're talking about a financial event that could easily reach ₱7 million or more. And your HMO? It covers a fraction of that. Your savings? They weren't built to absorb this.
This is why I build protection plans before my clients need them — not after. Because after is too late to protect what you've built.
I want to hear from you. In the comments, answer honestly: Do you know what a 30-day ICU stay would cost your family right now? Have you ever actually calculated it?
Your answer might surprise you — and it might be the most important financial conversation you have this year.
DM me for more info or click the link below
https://www.fwd.com.ph/agency/fwd/agent/f1a2a1517121/online-products/
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