The Engineered Millennial

"The best INVESTMENT you can make, is an investment in yourself. The more you learn, the more you'll earn." +1 (si partner) 🥰

Ikaw ba? 🤔 Do you agree with this quote? 😇

𝐉𝐎𝐒𝐇, 𝐁𝐀𝐊𝐈𝐓 𝐀𝐍𝐆 𝐇𝐈𝐑𝐀𝐏 𝐌𝐀𝐆𝐈𝐏𝐎𝐍? 🥲

Yan tayo eh, HAHAHA! Pero gets kita 🫰

Mahirap talaga mag-ipon lalo na’t maraming bayarin,
tapos kabilaan pa mga nagyayaya sayo ng
SAMGYUP, SHOPPING, at GALA. 😋

Pero let me tell you this…

SAVING money is not an option (lalo pa kung working adult ka na)

Kasi SAVING money is your responsibility not just to
yourself but also to the people around you.

“For the people around me? Bakit?”

KASI HINDI KA MAGIGING PABIGAT FOR
TODAYS VIDYEOW, jk not jk. 😅

So ‘eto na nga…

Here are tips para sa wakas ay makapagipon ka na (for real)…

𝐓𝐈𝐏 𝟏. 𝐌𝐀𝐆𝐒𝐄𝐓 𝐍𝐆 𝐁𝐔𝐃𝐆𝐄𝐓 📝
Discipline is key to this strategy.

Every sweldo, maglaan ka na agad ng budget para sa savings at needs.
Kung may matitira man, yun lang ang pwede mong gastusin para sa wants mo.

𝐄𝐱𝐚𝐦𝐩𝐥𝐞:
Avoid going grocery shopping without a grocery list. 🚫

Check mo muna kung anong kulang sa pantry mo,
then write down everything you need para
hindi ka magoverspend kapag andun ka na.

That way, makakaiwas ka sa mga hindi mo kailangan —
Making it easier to stick to the budget and save a lot of money. 👍

𝐓𝐈𝐏 𝟐. 𝐒𝐄𝐓 𝐀 𝐆𝐎𝐀𝐋 🏆
Kung gusto mo talaga makaipon ng malaki…

𝗦𝗘𝗧 👏 𝗔 👏 𝗚𝗢𝗔𝗟! 👏

Setting a clear goal will help keep you motivated to
save money as it gives you something to look forward to.

𝗥𝗲𝗺𝗲𝗺𝗯𝗲𝗿: 𝗧𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝗿 𝘁𝗵𝗲 𝗴𝗼𝗮𝗹, 𝘁𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝗿 𝘁𝗵𝗲 𝗽𝗮𝘆𝗼𝗳𝗳. ⚡️

So, what’s the goal going to be?

…

🤔 Magtravel?
🤭 New phone?
🫣 Mag-avail ng life insurance?
😍 Early retirement?

Set ka na ng goal and commit to it no matter what para
tuloy na tuloy na ang pag-iipon. 🏆

𝐓𝐈𝐏 𝟑. 𝐀𝐔𝐓𝐎𝐌𝐀𝐓𝐄 𝐘𝐎𝐔𝐑 𝐒𝐀𝐕𝐈𝐍𝐆𝐒 🤖
Isa pang pinaka-effective way to save na alam ko is
automated bank transfer.

Pagpasok palang ng sweldo mo sa
Checking Account, magtatransfer na siya papunta sa
Savings Account mo.

Ang convenient diba? 😎

It’s up to you parin naman kung anong frequency gusto mo —
Pwedeng daily, monthy, or yearly.

Basta ang importante alam mong may
naisesave ka kahit paunti-unti kahit tulog ka. 😇💲

𝐓𝐈𝐏 𝟒. 𝐂𝐔𝐓𝐁𝐀𝐂𝐊 𝐎𝐍 𝐔𝐍𝐍𝐄𝐂𝐄𝐒𝐒𝐀𝐑𝐘 𝐄𝐗𝐏𝐄𝐍𝐒𝐄𝐒 💸
Lagi mo bang naiisip na what if hindi ka bumili
ng ganito-ganyan magkano na kaya naipon mo?

𝗣𝘄𝗲𝘀! This time pwede mo na panindigan, haha! 🤣

Tama na muna ang kaka“deserve ko ‘to” 😉

Deserve mo naman talaga gumastos para sa sarili mo -

Syempre, pinaghirapan mo yan e — pero ang tanong…

𝘼𝙛𝙛𝙤𝙧𝙙 𝙢𝙤 𝙗𝙖? 🤔

Kung hindi pa, hold back ka muna tapos
bawi ka nalang kapag kaya mo na 👏

Diba nga may kasabihan? 𝗣𝗮𝘁𝗶𝗲𝗻𝗰𝗲 𝗶𝘀 𝗮 𝘃𝗶𝗿𝘁𝘂𝗲.

Tandaan mo ‘to. Mas deserve mo ng
𝗠𝗔𝗟𝗔𝗞𝗜𝗡𝗚 𝗜𝗣𝗢𝗡 kesa ng
𝗠𝗔𝗟𝗔𝗞𝗜𝗡𝗚 𝗚𝗔𝗦𝗧𝗢𝗦 🥰🫶

𝐓𝐈𝐏 𝟓. 𝐆𝐄𝐓 𝐀 𝐒𝐈𝐃𝐄-𝐇𝐔𝐒𝐓𝐋𝐄 💻
What if hindi naman talaga yung pag-iipon ang problema?
What if maliit lang talaga yung kita kaya hirap?

No problem. It’s understandable & valid 👌

If talagang hirap dahil kapos ang kinikitang sweldo,
maybe you should consider a sidehustle na
pasok parin sa schedule mo if saving money is a priority.

Here’s a list of popular side hustles in the Philippines this year:

✅ Freelancing
✅ Online selling
✅ Part-time Financial Advisor

*Extra income can go a long way sa pagreach ng dream ipon mo. 🔥🔥

𝐓𝐈𝐏 𝟔. 𝐏𝐑𝐈𝐎𝐑𝐈𝐓𝐈𝐙𝐄 𝐌𝐀𝐆𝐁𝐀𝐘𝐀𝐃 𝐍𝐆 𝐔𝐓𝐀𝐍𝐆 💯
High-interest debt, such as credit card debt,
can eat away at your savings.

Kung may utang ka pa, focus ka muna on
paying it off as quickly as possible - para yung
perang imbis pambayad ng interes, ay maging ipon mo nalang 👌

💙 𝐅𝐈𝐍𝐀𝐋 𝐓𝐇𝐎𝐔𝐆𝐇𝐓𝐒 💙

Saving money in your 20s is a great way to
set yourself up for financial success in the future.

By following these tips, 𝗦𝗧𝗔𝗥𝗧𝗜𝗡𝗚 𝗧𝗢𝗗𝗔𝗬
you can start saving money and reach your
financial goals sooner.

Dapat magtipid at magsave.
The 𝗘𝗔𝗥𝗟𝗜𝗘𝗦𝗧 you can start, the 𝗕𝗘𝗧𝗧𝗘𝗥 💯

PERO KUNG NAHIHIRAPAN TALAGA…

Don't be afraid to ask for help.

I’d be more than happy to help you reach your ipon goals. 😉💪

☎️ 𝗦𝗖𝗛𝗘𝗗𝗨𝗟𝗘 𝗙𝗥𝗘𝗘 𝟭:𝟭 𝗖𝗔𝗟𝗟 𝗪𝗜𝗧𝗛 𝗠𝗘: fb.com/engr.millennial

📱 Or Send me a Direct Message thru this link
with your questions: m.me/engr.millennial

*No strings attached. Promise. 😊

𝗠𝗔𝗬 𝗜𝗣𝗢𝗡 𝗞𝗔 𝗡𝗔 𝗕𝗔? 𝗜𝗧𝗢 𝗡𝗔 𝗬𝗨𝗡𝗚 𝗖𝗛𝗔𝗟𝗟𝗘𝗡𝗚𝗘 𝗣𝗔𝗥𝗔 𝗦𝗔 𝗚𝗢𝗔𝗟𝗦 𝗠𝗢! 🤩

Kung sabihin ko sayo na ganto lang need mo i-SAVE everyday para sa WORRY-FREE future mo... IPON NOW! 🙌🏻✨💯