Cher Candice Reyes - PRU Financial Advisor

No guilt trip. JUST STATING THE FACTS. Basahin kahit medyo mahaba para sa inyong future.

FACT: Kapag nadiagnose ka ng critical illness at wala kang life insurance at inaasa mo lang sa savings at investments ang panggastos sa medications and hospitalization mo, masisimot yan. 😓

That's the reality of not having a life insurance. Maraming naghirap, maraming nangutang sa mga kaibigan at kamag-anak, maraming pumila sa PCSO, NGOs, LGUs, at mga pulitiko, maraming nagbenta ng ari-arian, at masaklap ay kumapit na sa patalim. (Some of them, I know personally na nakaranas ng ganito but I don't want to drop their names for confidentiality and preserving their dignity.) 😢

Kapag meron kang life insurance, magkakaroon ka ng kapanatagan sa iyong sarili at sa iyong pamilya. Protektado ang iyong mga pinaghirapang savings at investments. ☺️

Habang bata at healthy ka pa, mabuti ng kumuha ng life insurance dahil sa gusto mong mabigyan ng peace of mind ang iyong sarili at ang iyong pamilya.

Be better prepared than sorry later.

FREEZE! 🧊 Did you know when someone passes away, the family cannot withdraw the savings on their bank account right away?

The bank freezes 🧊 the account and checks the tax obligations of the depositor.

Then, the family must pay the ESTATE TAX before the savings amount can be released. Make sure you have extra cash and the patience to withstand the wait.

And this is why VUL Life insurance is a great planning tool! 📕

If the Insured passes away, the beneficiaries will not only receive million(s) of the guaranteed sum assured plus the returns of the said investment in the stock market, they don't need to pay extra. It's tax free.

Nothing to lose, so much to gain! If you want to set-up your VUL account, I'd be happy to assist you.📕🤗

Be PRUtected.

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I hope this illustration helps, especially those who are still in doubt na baka malugi sila or sayang lang ibabayad nila for Insurance Premium. 🤗🥰

Thank you PruLifeUK for introducing VUL or Insurance with Investment plan. For now, when we say Insurance it doesn’t solely refer to Life Insurance alone kung di may other LIVING BENEFITS na siya such as Medical, Accidental, Disability, Hospitalization and Waiver benefits.🤩

On top of those living benefits, meron din siyang INVESTMENT components wherein it allows our MONEY GROWS! Pwede natin magamit for Minor to Major purchase like bahay, kotse, lupa or any other investment vehicle, pwede ring for EDUCATIONAL fund ng mga anak or soon to be anak natin. Pwede rin siyang for RETIREMENT benefit! 🤗🥰

𝗨𝗟𝗔𝗧 𝗞𝗔𝗔𝗟𝗔𝗠𝗔𝗡 :

𝖰𝗎𝖾𝗌𝗍𝗂𝗈𝗇 𝖻𝗒 𝗈𝗇𝖾 of 𝗈𝗎𝗋 𝖼𝗅𝗂𝖾𝗇𝗍𝗌 : 𝗔𝗻𝗼 𝗲𝗳𝗳𝗲𝗰𝘁 𝗻𝗴 𝗙𝘂𝗻𝗱 𝗩𝗮𝗹𝘂𝗲 𝘀𝗮 𝗖𝘂𝗿𝗿𝗲𝗻𝘁 𝗛𝗮𝗽𝗽𝗲𝗻𝗶𝗻𝗴 𝘀𝗮 𝗣𝗼𝗹𝗶𝘁𝗶𝗰𝘀?

"𝖨𝗇𝗍𝖾𝗋𝖾𝗌𝗍𝗂𝗇𝗀𝗅𝗒, 𝗍𝗁𝖾 𝖿𝗂𝗋𝗌𝗍 𝗒𝖾𝖺𝗋 𝗈𝖿 𝗍𝗁𝖾 𝗇𝖾𝗐 𝗉𝗋𝖾𝗌𝗂𝖽𝖾𝗇𝗍, 𝗍𝗁𝖺𝗍 𝗂𝗌 𝗂𝖿 𝗐𝖾 𝗆𝖾𝖺𝗌𝗎𝗋𝖾 𝗍𝗁𝖾 𝗆𝖺𝗋𝗄𝖾𝗍 𝗉𝖾𝗋𝖿𝗈𝗋𝗆𝖺𝗇𝖼𝖾 𝗈𝖿 𝗍𝗁𝖾 𝖯𝖲𝖤 𝗂𝗇𝖽𝖾𝗑 𝖿𝗋𝗈𝗆 𝖽𝖾𝖼𝗅𝖺𝗋𝖺𝗍𝗂𝗈𝗇 𝖽𝖺𝗍𝖾 𝖺𝖿𝗍𝖾𝗋 𝗈𝗇𝖾 𝗒𝖾𝖺𝗋, 𝗁𝖺𝗌 𝖻𝖾𝖾𝗇 1️⃣0️⃣0️⃣% 𝗉𝗈𝗌𝗂𝗍𝗂𝗏𝖾 𝖺𝖿𝗍𝖾𝗋 𝗍𝗁𝖾 𝗉𝖺𝗌𝗍 𝖿𝗂𝗏𝖾 𝗉𝗋𝖾𝗌𝗂𝖽𝖾𝗇𝗍𝗂𝖺𝗅 𝖾𝗅𝖾𝖼𝗍𝗂𝗈𝗇𝗌"

𝗜𝗳 𝘁𝗵𝗶𝘀 𝗽𝗮𝘁𝘁𝗲𝗿𝗻 𝘀𝘁𝗶𝗹𝗹 𝗵𝗼𝗹𝗱𝘀 𝘁𝗼𝗱𝗮𝘆, 𝘁𝗵𝗶𝘀 𝗶𝘀 𝗮 𝗚𝗢𝗢𝗗 𝗢𝗣𝗣𝗢𝗥𝗧𝗨𝗡𝗜𝗧𝗬 𝘁𝗼 𝗮𝗰𝗰𝘂𝗺𝘂𝗹𝗮𝘁𝗲 𝘃𝗮𝗹𝘂𝗲 𝗼𝗳 𝘀𝘁𝗼𝗰𝗸𝘀 𝗶𝗻 𝗮𝗻𝘁𝗶𝗰𝗶𝗽𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝗮 𝗺𝗮𝗿𝗸𝗲𝘁 𝗿𝗲𝗰𝗼𝘃𝗲𝗿𝘆 𝗮𝗳𝘁𝗲𝗿 𝗽𝗿𝗼𝗰𝗹𝗮𝗺𝗮𝘁𝗶𝗼𝗻.

𝖬𝖠𝖷𝖨𝖬𝖨𝖹𝖤 𝖨𝖳. 🎯🎯

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𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝘁𝗶𝗽𝘀:

1. 𝖭𝗈 𝗆𝖺𝗍𝗍𝖾𝗋 𝗐𝗁𝗈 𝗍𝗁𝖾 𝖯𝗋𝖾𝗌𝗂𝖽𝖾𝗇𝗍 𝗂𝗌. 𝖸𝗈𝗎 𝗐𝗂𝗅𝗅 𝗋𝖾𝗍𝗂𝗋𝖾 𝗌𝗈𝗈𝗇𝖾𝗋 𝗈𝗋 𝗅𝖺𝗍𝖾𝗋 𝖺𝗇𝖽 𝗒𝗈𝗎 𝗇𝖾𝖾𝖽 𝗍𝗈 𝗂𝗇𝗏𝖾𝗌𝗍.
𝖪𝖺𝗁𝗂𝗍 𝗌𝗂𝗇𝗈 𝗆𝖺𝗀𝗂𝗇𝗀 𝗉𝗋𝖾𝗌𝗂𝖽𝖾𝗇𝗍 𝗁𝗂𝗇𝖽𝗂 𝗄𝖺𝗒𝖺𝗇𝗀 𝗀𝖺𝗐𝗂𝗇 1️⃣0️⃣% 𝖺𝗇𝗀 𝗂𝗇𝗍𝖾𝗋𝖾𝗌𝗍 𝗌𝖺 𝗌𝖺𝗏𝗂𝗇𝗀𝗌 𝖺𝖼𝖼𝗈𝗎𝗇𝗍.

2. 𝖠𝖿𝗋𝖺𝗂𝖽 𝗍𝗁𝖺𝗍 𝗍𝗁𝖾 𝖼𝗈𝗎𝗇𝗍𝗋𝗒 𝗐𝗂𝗅𝗅 𝗇𝗈𝗍 𝗁𝖺𝗏𝖾 𝗀𝗈𝗈𝖽 𝗌𝗈𝖼𝗂𝖺𝗅 𝗌𝖾𝗋𝗏𝗂𝖼𝖾 𝗅𝗂𝗄𝖾 𝗁𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾? 𝗕𝗲 𝗶𝗻𝘀𝘂𝗿𝗲𝗱 𝗺𝗼𝗿𝗲.
𝖬𝖺𝗁𝗂𝗋𝖺𝗉 𝗎𝗆𝖺𝗌𝖺 𝗅𝖺𝗇𝗀 𝗌𝖺 𝗅𝗂𝖻𝗋𝖾 𝗅𝖺𝗅𝗈 𝗇𝖺 𝗄𝗎𝗇𝗀 𝗉𝖺𝗇𝗀𝖺𝗄𝗈 𝗉𝖺 𝗅𝖺𝗇𝗀. 🙈🙈
𝖨𝗇𝖼𝗋𝖾𝖺𝗌𝖾 𝗒𝗈𝗎𝗋 𝖢𝗋𝗂𝗍𝗂𝖼𝖺𝗅 𝖨𝗅𝗅𝗇𝖾𝗌𝗌 𝖺𝗇𝖽 𝖠𝖼𝖼𝗂𝖽𝖾𝗇𝗍𝖺𝗅 𝖢𝗈𝗏𝖾𝗋𝖺𝗀𝖾.

3. 𝖭𝗈 𝗆𝖺𝗍𝗍𝖾𝗋 𝗐𝗁𝗈 𝗍𝗁𝖾 𝖯𝗋𝖾𝗌𝗂𝖽𝖾𝗇𝗍 𝗂𝗌.

Sy Syblings will work to make SM earn money
Gokongweis will work to make JC Summit to earn money
Ayalas will work to make Ayala earn money
People will shop no matter who the president is
People will eat Chicken joy no matter who the president is 🤤

𝗗𝘆𝗮𝗻 𝗻𝗮𝗸𝗮-𝗶𝗻𝘃𝗲𝘀𝘁 𝗳𝘂𝗻𝗱 𝗻𝗴 𝗺𝗴𝗮 𝗽𝗼𝗹𝗶𝗰𝗶𝗲𝘀.

4. 𝖭𝗈 𝗆𝖺𝗍𝗍𝖾𝗋 𝗐𝗁𝖺𝗍 𝗐𝖾 𝖺𝗋𝖾 𝖺𝗇𝗑𝗂𝗈𝗎𝗌 𝗈𝖿 𝖺𝗇𝖽 𝗇𝗈 𝗆𝖺𝗍𝗍𝖾𝗋 𝗐𝗁𝗈 𝗋𝗎𝗅𝖾𝗌 𝗍𝗁𝖾 𝖯𝗁𝗂𝗅𝗂𝗉𝗉𝗂𝗇𝖾𝗌

𝖮𝗇𝖾 𝗐𝗂𝗅𝗅 𝖽𝗂𝖾
𝖮𝗇𝖾 𝗐𝗂𝗅𝗅 𝗀𝖾𝗍 𝗌𝗂𝖼𝗄
𝖮𝗇𝖾 𝗐𝗂𝗅𝗅 𝗀𝖾𝗍 𝗈𝗅𝖽

𝗜𝘁'𝘀 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝘁𝗼 𝗵𝗮𝘃𝗲 𝗮 𝗖𝗼𝗺𝗽𝗿𝗲𝗵𝗲𝗻𝘀𝗶𝘃𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗣𝗹𝗮𝗻 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗼𝘄𝗻 𝗽𝗲𝗮𝗰𝗲 𝗼𝗳 𝗺𝗶𝗻𝗱. ❤️

⬇️⬇️⬇️

𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁𝗲𝗱 𝘁𝗼 𝗜𝗻𝘃𝗲𝘀𝘁?
𝗧𝗼 𝗶𝗻𝗾𝘂𝗶𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝗼𝘂𝗿 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗿𝗼𝗴𝗿𝗮𝗺?
𝗣𝗿𝗶𝘃𝗮𝘁𝗲 𝗺𝗲𝘀𝘀𝗮𝗴𝗲 𝗺𝗲 𝗳𝗼𝗿 𝗴𝘂𝗶𝗱𝗮𝗻𝗰𝗲.

(c) UM Raffy

Alin ang pipiliin mo? Wealth accumulation o Wealth Protection?

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📊There are two types of investing:

⭕ DIRECT INVESTMENT - Ikaw yung bumibili mismo ng stocks from companies. Ikaw ung mismo magse-set-up ng account mo and magmo-monitor ng stock market almost everyday.

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🧐🤔 If you want to invest to Stock Market pero:
1.) Walang time mag-monitor
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3.) Walang malaking kapital

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