LifeSmartPH

Dahil lalabas na ang PERA sa 🐉 Dragonfi
(Dragonfi will soon become a PERA administrator)

Here is the list of Savings and Investments ranked based on tax advantages.

And we will be focusing on PERA

Benefits of investing in PERA
✅ Tax free investment (interest, dividends, capital gains)
✅ Tax credit equivalent to 5% of their total annual qualified PERA contributions.
Filipino resident: Max contribution limit of Php 200k per year
OFWs: Max contribution limit of Php 400k per year
✅ Tax free withdrawals
✅ Estate tax exemption
✅ Locked in until Age 55

🚫 Early withdrawal penalty before Age 55
🟥 Penalty on gross income: A penalty of 20% of the total income earned by your PERA from the time of its opening until the withdrawal.
🟥 Repayment of 5% tax credit: You must repay the 5% tax credit that you received annually on your contributions.

⭐ REIT shares and Dividend yield index stocks are available in PERA account.

More information about PERA 👇
https://help.dragonfi.ph/hc/en-us/articles/43346239446681-Intro-to-PERA-and-Frequently-Asked-Questions-PERA-FAQs

You can register in 🐉 Dragonfi using my referral code: 63BC2
You can get a reward using my code ✨

Why fatherlessness breaks the nation!

Read: https://randelltiongson.com/when-fatherlessness-breaks-the-nation/

‘WHAT WAS GSIS THINKING?'

Ito ang bwelta ni Senator Risa Hontiveros ukol sa mahigit P1 billion investment umano ng GSIS sa online gambling.

“‘Yung pondong inaasahan ng mga pampublikong manggagawa na magbunga sa takdang panahon, matapos itabi at hulugan, ay mistulang isinusugal at ipinapatalo ng mga opisyal ng GSIS,” saad ng senador sa kanyang privilege speech sa plenary session ng Senado nitong Martes, August 5, 2025.

Inilahad din ni Hontiveros ang pag-invest ang ahensya sa DigiPlus nang pumalo sa P65.30 ang shares nito sa ilalim ng pamumuno ni suspended GSIS President Jose Veloso.

“Those shares have since hit a low of P13.68. Lugi na! In the first place, what was GSIS thinking? Investing funds in online gambling?” saad niya.

Hontiveros, binatikos ang mahigit P1B investment ng GSIS sa online sugal ‘ANG PENSYON NG PAMPUBLIKONG SEKTOR, HINDI PANG-SUGAL’ Kwinestiyon ni Senator Risa Hontiveros ang mahigit P1 billion investment umano ng GSIS sa online gambl...