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The 10.10 sale is around the corner and you are probably thinking of spending it on more clothes, bags, shoes, etc… It is never enough...

But when an advisor tries to sell you insurance, your first response is probably “Nope… I have enough! I don’t need any more insurance!”.

Why is that? We all know that insurance is important because it gives us the peace of mind we all need but at the same time we tell advisors we have enough, we don't need more.

Here are some reasons why you should buy insurance before the year ends:

𝐐𝐮𝐚𝐫𝐭𝐞𝐫 𝟒 𝐢𝐬 𝐭𝐡𝐞 𝐛𝐞𝐬𝐭 𝐭𝐢𝐦𝐞 𝐭𝐨 𝐬𝐢𝐭 𝐝𝐨𝐰𝐧 𝐚𝐧𝐝 𝐫𝐞𝐛𝐮𝐝𝐠𝐞𝐭 𝐲𝐨𝐮𝐫 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠𝐬.- Let's be honest, the last three months of the year are when you spend most on treating and rewarding yourself. Why not convert some of these extra expenses into a policy that gives you and your family peace of mind? It's the best time to plan for 2022.

𝐘𝐨𝐮 𝐞𝐱𝐩𝐞𝐜𝐭 𝐭𝐨 𝐡𝐚𝐯𝐞 𝐦𝐨𝐫𝐞 𝐥𝐢𝐚𝐛𝐢𝐥𝐢𝐭𝐢𝐞𝐬 𝐢𝐧 𝟐𝟎𝟐𝟐. - Whenever your liabilities increase, for example you intend to buy a new house in 2022, you need to purchase some term insurance to cover the loan in case something happens to you. This protects your loved one from unintended liabilities in the future.

𝐘𝐨𝐮𝐫 𝐢𝐧𝐜𝐨𝐦𝐞 𝐦𝐢𝐠𝐡𝐭 𝐜𝐡𝐚𝐧𝐠𝐞. - With the economy and businesses starting to pick up, 2022 might look like a more promising year. This also means if your income increases in 2022, the amount of life protection (10x annual income) you require should increase as well.

𝐓𝐡𝐞 𝐛𝐞𝐬𝐭 𝐠𝐢𝐟𝐭 𝐭𝐨 𝐛𝐮𝐲 𝐟𝐨𝐫 𝐬𝐨𝐦𝐞𝐨𝐧𝐞 𝐲𝐨𝐮 𝐭𝐫𝐮𝐥𝐲 𝐜𝐚𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐢𝐬 𝐚 𝐟𝐥𝐨𝐰 𝐨𝐟 𝐜𝐨𝐧𝐬𝐭𝐚𝐧𝐭 𝐢𝐧𝐜𝐨𝐦𝐞. - Instead of spending your money on the 10.10 sale, why not invest the money in an annuity that gives your future generation a consistent flow of income?

𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐰𝐢𝐥𝐥 𝐨𝐧𝐥𝐲 𝐠𝐞𝐭 𝐦𝐨𝐫𝐞 𝐞𝐱𝐩𝐞𝐧𝐬𝐢𝐯𝐞 𝐧𝐞𝐱𝐭 𝐲𝐞𝐚𝐫 - Remember, the best time to buy insurance was yesterday because insurance only gets more expensive as you age.

If you are a client reading this, sit down and speak to your financial advisor today and read up to self educate. It is always better to start early.

If you are a financial advisor reading this, share this with your clients and friends who you think should be aware of this.

If you are a financial advisor looking to upgrade yourself to better value add your clients, come join me at Final Sprint 2021: https://bit.ly/3alBaoO