Worry-Free Talks PH

Ang buy term invest the difference strategy ay maganda dahil sa flexibility.

Sa strategy na ito, Buy Term (inexpensive term insurance, for high coverage) tapos ang difference o savings sa premium/contribution ay maaring magamit sa ibang bagay. Halimbawa:
-- habang bata ang anak, maaring bumili ng dagdag na coverage.
-- habang may utang, pambayad ng utang
-- habang walang emergency fund, itabi pang emergency
-- kung kulangin sa college fund, gamitin pang education
-- kung na-invest na, may option na ilipat sa mas magandang investment

Ang MOST18 at MOST GRP ay bagay para sa BTID strategy, dahil ang premium deposit fund component niyo ay withdrawable, at walang fees and charges.

-- ang PDF ay pwedeng emergency fund
-- ang PDF ay withdrawable maski sa unang taon
-- ang PDF ay guaranteed positive growth
-- ang PDF at pwedeng ilipat sa ibang investment

https://197272ph.imgcorp.com/

Ask my how , to get free financial checkup :-)

🖼️ ctto

4 Reasons Why Planning for Retirement is Important.

1. SSS is not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. INFLATION - Your 1 peso right now will have lesser value in the future.

3. OUR KIDS is not our retirement fund - part of pagtanaw ng utang na loob culture. We need to break this culture of dependency. Let us not be a burden to our kids in the future.

4. WE LIVE LONGER - Imagine retiring at the age of 60 with no income then living until the age of 80, that's 20 years worth of expenses, 60 years old too far to imagine right? How about taking a vacation for a month with no salary?

Let us not depend on our Company's retirement benefit. What if you lose your job or your company goes bankrupt?

Don't wish life is easy, wish to become more skillful and work to become better.

©️

Let me help you! Send me a message today. :)

Why do people drown in Debt (UTANG)? 🤔

"Debt is already embedded in our culture".

We must know how to classify Good/Bad Debt.
Reasons:

1. Misinformation of the society →They feed us with wrong information that DEBT is good. (NORMAL LANG ANG UTANG ABNORMAL KA PAG WALA KANG UTANG).

2. Living in a higher Lifestyle →Don't go broke trying to look rich. Buying things we don't need just to show up to impress people.

3.Too many people spend money they haven't earned. To buy things they want, to impress people they don't like...

4. Passed-On responsibility → After you graduate, it's now your turn to support your siblings' education or your parents' retirement.

5. Lack of Financial Literacy → This is the reason why you're not able to break the culture of Debt. This is the reason why you're not able to AVOID THE TEMPTATION OF SOCIETY..(Credit Cards, Car loan, Housing Loan, etc.)

It takes a lot of discipline on how to get out of debt...
ctto

"Debt can turn into a disease. It could control your life diminish your happiness and limit your freedom." page 55 SSBYF book (get a free copy of the ebook here:
http://197272ph.wealthyheads.com/free-ebook/

Kung kaya mo mag online Selling
Sabayan mo din ng online Saving!
Bes wag puro WORK FOR the MONEY.
Mag move din tayo sa "you and your MONEY WORKING FOR YOU" at para pag pagod ka na,
"MONEY WORKING for YOU" na!

Tara bukas! Pagtulungan natin mag money work for you! 🥰

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"Now faith is the assurance of things hoped for, the conviction of things not seen. For by it the men of old gained approval."
Hebrews 11:1-2

Para sa taong nakaiwan sa resibong ito. Salamat at namotivate mo akong maging katulad mo. Makapag-aral na nga paano mag-ipon at nang makakita na din ng ganitong resibo galing sa account ko 😂 Tara! May libreng Financial Education Webinar dito.

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