Securingyou

This guy is L-E-G-I-T!

QUESTION: I am a member of the “millennial” generation and I once read somewhere that there are some financial preparations that I must do before hitting 30. Can you advise me?

ANSWER:

Think about it!

Life insurance premiums are much cheaper if you buy it before you hit 30. Just remember to buy a policy you can afford and from a competent advisor you can trust. And for your peace of mind, you may want to limit your choices to those among the top 10 life insurance companies.

Here’s the ranking of life insurance companies according to the Insurance Commission:https://www.insurance.gov.ph/wp-content/uploads/2021/05/Life-Rankings-2020-based-on-Q4-Premium-1.pdf

Client: Hindi ako naniniwala sa Insurance.

Me: Mr. Client diba may kotse ka?

Client: Yes

Me: May spare tire kang dala?

Client: Yes

Me: Bakit ka may dala?

Client: Baka ma-flatan ako eh.

Me: Alam mo kailan ka maf-flatan?

Client: Hindi.

Me: Gusto mong ma-flatan gulong?

Client: Syempre hindi!

Me: Kapag na-flatan ka, anong mas gusto mo, may spare tire ka or wala?

Client: Syempre meron.

Me: Parang ganun lang ang insurance Mr. Client. Hindi mo pa gustong mawala. Hindi mo rin gustong magkasakit, ma-disabled, ma-aksidente at ma-confine. Pero kasi hindi natin alam kung kelan yang mga yan mangyayari eh. At kung sakaling mangyari ang isa sa mga yan anong mas gusto mo? Handa ka o hindi?

Client: Syempre yung handa ako.

Me: Oh halika pumirma ka dito ✍ nanggigigil ako sayo!

Moral lesson: Dapat Insured ka tulad ng car mo 😊

ctto

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