Junior Finance Executives - UM Digos College

𝐓𝐡𝐞𝐲 𝐖𝐨𝐫𝐤 𝐁𝐞𝐡𝐢𝐧𝐝 𝐭𝐡𝐞 𝐂𝐨𝐮𝐧𝐭𝐞𝐫, 𝐘𝐞𝐭 𝐂𝐚𝐫𝐫𝐲 𝐭𝐡𝐞 𝐏𝐫𝐞𝐬𝐬𝐮𝐫𝐞 – 𝐔𝐌 𝐃𝐢𝐠𝐨𝐬 𝐒𝐭𝐮𝐝𝐞𝐧𝐭𝐬 𝐄𝐱𝐚𝐦𝐢𝐧𝐞 𝐭𝐡𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐭𝐫𝐞𝐬𝐬 𝐨𝐟 𝐁𝐚𝐧𝐤 𝐄𝐦𝐩𝐥𝐨𝐲𝐞𝐞𝐬‼️

In another remarkable academic milestone, 𝐒𝐡𝐞𝐞𝐧 𝐋𝐢𝐛𝐮𝐧𝐚𝐨, 𝐉𝐨𝐡𝐚𝐧𝐧 𝐒𝐚𝐥𝐜𝐞, and 𝐃𝐡𝐚𝐢𝐚𝐧 𝐀𝐬𝐮𝐦𝐛𝐫𝐚𝐝𝐨, under the guidance of their adviser 𝐊𝐚𝐭𝐡𝐥𝐞𝐧𝐞 𝐌𝐚𝐞 𝐆𝐞𝐥𝐨𝐜𝐚, 𝐌𝐁𝐀, have successfully published their research in the 𝙀𝙪𝙧𝙤𝙥𝙚𝙖𝙣 𝙅𝙤𝙪𝙧𝙣𝙖𝙡 𝙤𝙛 𝙀𝙘𝙤𝙣𝙤𝙢𝙞𝙘 𝙖𝙣𝙙 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙍𝙚𝙨𝙚𝙖𝙧𝙘𝙝, 𝙑𝙤𝙡𝙪𝙢𝙚 10, 𝙄𝙨𝙨𝙪𝙚 3, 2026 (𝙈𝙖𝙮 2026). 📖✨

Their study, “𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐭𝐫𝐞𝐬𝐬 𝐀𝐦𝐨𝐧𝐠 𝐁𝐚𝐧𝐤 𝐄𝐦𝐩𝐥𝐨𝐲𝐞𝐞𝐬 𝐢𝐧 𝐃𝐢𝐠𝐨𝐬 𝐂𝐢𝐭𝐲, 𝐃𝐚𝐯𝐚𝐨 𝐝𝐞𝐥 𝐒𝐮𝐫, 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬,” brings attention to the financial burdens experienced by bank employees who, despite working in the financial sector, are not exempt from the pressures of rising expenses, personal obligations, and economic uncertainty. By examining the financial stress they encounter, the study highlights the often-overlooked reality that even those entrusted with managing money and serving clients can silently struggle with financial strain of their own. 💼📊

This achievement stands as a testament to the research excellence of 𝐔𝐧𝐢𝐯𝐞𝐫𝐬𝐢𝐭𝐲 𝐨𝐟 𝐌𝐢𝐧𝐝𝐚𝐧𝐚𝐨 – 𝐃𝐢𝐠𝐨𝐬 𝐂𝐨𝐥𝐥𝐞𝐠𝐞, while shedding light on the unseen challenges faced by bank employees whose professionalism often masks the weight of financial pressure behind the scenes.👏🏻✨

𝐁𝐞𝐲𝐨𝐧𝐝 𝐭𝐡𝐞 𝐏𝐚𝐲𝐜𝐡𝐞𝐜𝐤, 𝐁𝐞𝐲𝐨𝐧𝐝 𝐭𝐡𝐞 𝐒𝐭𝐫𝐮𝐠𝐠𝐥𝐞 – 𝐔𝐌 𝐃𝐢𝐠𝐨𝐬 𝐒𝐭𝐮𝐝𝐞𝐧𝐭𝐬 𝐇𝐢𝐠𝐡𝐥𝐢𝐠𝐡𝐭 𝐭𝐡𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐑𝐞𝐚𝐥𝐢𝐭𝐢𝐞𝐬 𝐨𝐟 𝐌𝐢𝐧𝐢𝐦𝐮𝐦 𝐖𝐚𝐠𝐞 𝐄𝐚𝐫𝐧𝐞𝐫𝐬‼️

In another remarkable academic milestone, 𝐀𝐧𝐠𝐞𝐥𝐢𝐪𝐮𝐞 𝐃𝐢𝐚𝐧𝐞 𝐅𝐥𝐨𝐫𝐞𝐧𝐭𝐢𝐧𝐨, 𝐄𝐮𝐠𝐢𝐧𝐞 𝐀𝐧𝐭𝐨𝐪𝐮𝐞, and 𝐂𝐲𝐫𝐢𝐧 𝐂𝐚𝐛𝐫𝐢𝐥𝐥𝐨𝐬, under the guidance of their adviser 𝐊𝐚𝐭𝐡𝐥𝐞𝐧𝐞 𝐌𝐚𝐞 𝐆𝐞𝐥𝐨𝐜𝐚, 𝐌𝐁𝐀, have successfully published their research in the 𝘼𝙢𝙚𝙧𝙞𝙘𝙖𝙣 𝙅𝙤𝙪𝙧𝙣𝙖𝙡 𝙤𝙛 𝙀𝙘𝙤𝙣𝙤𝙢𝙞𝙘𝙨 𝙖𝙣𝙙 𝘽𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙄𝙣𝙣𝙤𝙫𝙖𝙩𝙞𝙤𝙣𝙨, 𝙑𝙤𝙡𝙪𝙢𝙚 𝙁𝙞𝙫𝙚 5, 𝙄𝙨𝙨𝙪𝙚 1, 𝙅𝙖𝙣𝙪𝙖𝙧𝙮 2026.📖✨

Their study, “𝐓𝐡𝐞 𝐋𝐞𝐯𝐞𝐥 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐭𝐞𝐫𝐚𝐜𝐲 𝐨𝐟 𝐌𝐢𝐧𝐢𝐦𝐮𝐦 𝐖𝐚𝐠𝐞 𝐄𝐚𝐫𝐧𝐞𝐫𝐬 𝐨𝐟 𝐒𝐞𝐥𝐞𝐜𝐭𝐞𝐝 𝐄𝐬𝐭𝐚𝐛𝐥𝐢𝐬𝐡𝐦𝐞𝐧𝐭 𝐢𝐧 𝐃𝐢𝐠𝐨𝐬 𝐂𝐢𝐭𝐲,” brings attention to the financial realities faced by minimum wage earners—individuals who strive to stretch limited income across daily necessities, household responsibilities, and unexpected expenses. By examining their level of financial literacy, the study underscores how financial knowledge and decision-making play a crucial role in helping workers navigate economic challenges and pursue greater financial stability. 💸📊

This achievement stands as a testament to the research excellence of 𝐔𝐧𝐢𝐯𝐞𝐫𝐬𝐢𝐭𝐲 𝐨𝐟 𝐌𝐢𝐧𝐝𝐚𝐧𝐚𝐨 – 𝐃𝐢𝐠𝐨𝐬 𝐂𝐨𝐥𝐥𝐞𝐠𝐞, while recognizing the realities of minimum wage earners whose stories reflect hard work, resilience, and the constant pursuit of making every peso count. 👏🏻✨