Financial Planning and Investment Guide

You want financial freedom? Then start with your salary or income, know how to budget and save.

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Four (4) Reasons Why Planning for Retirement is Important

1. *SSS is not enough* - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. *INFLATION* - Your 1 peso right now will have lesser value in the future.

3. *OUR KIDS are not our retirement fund* - part of pagtanaw ng utang na loob culture. We need to break this culture of dependency. *_Let us not be a burden to our kids in the future._*

4. *WE LIVE LONGER* - Imagine retiring at the age of 60 with no income then living until the age of 80,thats 20 years worth of expenses, 60 years old too far to imagine right? How about taking a vacation for a month with no SALARY?

*_Let us not depend on our Company's retirement benefit. What if you lose your job or your company go bankrupt?

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