Mrs. Policy Owner

What is VUL exactly?

A variable universal life insurance, or VUL in short, is a financial product that offers the best of both worlds:

🌞guaranteed insurance benefit and
🌞fund accumulation

Features?

1. Flexible Premiums - With a VUL plan, a policyholder has the option of putting in more than the regular premium. Any amount in excess of the regular premium becomes additional investment. In effect, the VUL fund value accumulates faster for the policyholder.

2. Potential Higher Returns - Since the underlying assets are linked to stocks and bonds, the returns of the VUL plan may exceed that of other types of insurance policies. Although a VUL plan entails higher risk, the higher returns allows the policyholder to realize his goals faster.

3. Liquidity - VUL policyholder can access the fund value in case of financial need. Unlike in traditional policies, this is treated as a withdrawal rather than a loan.

All told, VULs have helped Filipinos become savers and investors. Its flexible premiums, potential for higher returns, and easy access to fund value makes it an attractive financial product.

As a lifetime financial partner for Filipinos, Sun Life is here to make your financial dreams become much easier to achieve with the help of the VUL plan.

So, let’s create a personalized VUL bundle that suits your needs, budget, and life goals.

Message me today for a free consultation and take the first step towards a financially protected future. 📩

Jessa Marie Butil
Licensed Financial Advisor
(0935) 658 0625

Source: https://www.sunlife.com.ph/en/insurance/bright-ideas/3-benefits-of-a-vul-insurance-plan/

We will not be healthy forever.

Take charge of your future today.
Learn about the life-changing perks of
Life Insurance.

Message me for FREE Quotation 📩

Jessa Marie Butil, CPA
Licensed Financial Advisor