Lighthouse Financial

Revenue is up. So are missed repayments.

In this episode, James and Mike unpack the rapid rise of Afterpay and buy now, pay later services, why nearly 100,000 Kiwis are behind on repayments, how short-term debt spirals out of control, the impact on budgeting and mortgage applications, and what to do if you’re already stuck in the debt cycle.

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The content of this post and podcast is the opinion of the hosts. It should not be treated as financial advice. Always consider your own personal situation and goals before making any financial decisions.

If we don’t save more now, who pays later?

Could these be the biggest KiwiSaver changes since the scheme began? James and Mike break down the National Party’s proposed KiwiSaver reforms, including compulsory contributions, higher employer contributions, a $1,500 KiwiSaver kickstart for newborns, parental leave support, over-65 contributions, and whether these changes could improve retirement outcomes while helping New Zealand close the wealth gap with Australia.

Comment PODCAST to listen now.



The content of this post and podcast is the opinion of the hosts. It should not be treated as financial advice. Always consider your own personal situation and goals before making any financial decisions.