Aotearoa Insurance Ltd

✨ Good news for home buyers & refinancers! ✨
🏦 The Official Cash Rate has dropped by 0.25% today. On top of that, some banks are offering a 1.5% cash contribution if you settle your mortgage by mid‑December (terms & conditions apply).
💰 To put that into perspective:
On a $600,000 mortgage, 1.5% equals $9,000 cash back.
This could be a great opportunity to make your money work harder — whether you’re buying your first home 🏡 or restructuring your lending.
📩 Get in touch if you’d like to explore your options and see if you qualify

Email [email protected] to book an appointment or call 093726199

www.aotearoainsurance.co.nz

Waiheke Marketplace

Some NZ banks are offering a 1.5% cash contribution when you switch your mortgage to them—here’s what that means for you.
🏡 Thinking about refinancing your home loan? A few New Zealand banks are now offering up to 1.5% of your loan amount as a cash contribution when you move your mortgage to them. That’s $7,500 on a $500,000 loan—money you could use for legal fees, renovations, or even a holiday.
💡 But before jumping in, here are a few things to consider:
• Eligibility criteria apply—some offers require minimum loan amounts or fixed-term commitments.
• Clawback clauses may kick in if you refinance again within a set period (usually 2–3 years).
• Interest rates and fees matter too—don’t let a cash sweetener distract from the long-term cost of your loan.
🔍 If you're weighing up your options, it’s worth getting advice tailored to your situation. A cash contribution can be a great bonus—but only if the overall deal stacks up.
📲 Want help reviewing your mortgage or KiwiSaver settings to align with your first home goals? Let’s chat.

www.aotearoainsurance.co.nz
093726199

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