Amazon Finance

Why 2026 is a 'Goldilocks year' for first-home buyers Changes mean lenders are approving more home loans to buyers with low deposits, and some people might not realise they qualify.

How much home loan rates have really dropped The official cash rate has fallen from a peak of 5.5 to 2.5 percent but some longer-term fixed rates moved by less than half the drop.

ANZ cuts home loan rate, predictions others will follow The country's biggest bank said it would cut its one-year fixed rate special by 16 basis points to 4.79 percent.

Are you ready or looking to buy a property, but don't know the first steps? Well we are all about helping and planing the right way for your to get into a home faster.

We work with all the major banks and also understand that sometimes a different approach to getting a mortgage may be needed. We like to think outside the square and provide a solution that will result in you getting the best possible outcome.

Give us a call today 022 080 0235

SUCCESS STORY

Improve Cashflow Towards Home Ownership

We all know that the first step in working towards home ownership is to clear any existing debts. Anna came to us wanting to improve cash flow, with a home ownership goal in mind, and we were more than happy to help.

By consolidating debts, Anna's repayments have been reduced by $389 a month.

How Unity helped Anna:

Customer goal: Improve her cashflow with home-ownership goal in mind

Current debt: Personal loans with Finance Now and credit cards with Amex and Farmers.

Approved by Unity: $25,000 personal loan over a 7-year term at 12.90% p.a. unsecured.

Previous minimum monthly repayment was $846