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http://thefinancialdiet.com/why-i-dont-think-anyone-deserves-an-engagement-ring/

Why I Don't Think Anyone "Deserves" An Engagement Ring I felt compelled to write this as a response to the piece "9 Women On How Much They Would Want Someone To Spend On An Engagement Ring" because I was taken aback by two of the women’s responses. One...

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10 Tips to Save Money on your Wedding
1. Reduce Guest List: The peculiar nature of our society encourages elaborate wedding ceremonies and with each guest invited, the budget increases. There are people you have not seen or spoken to in 2-5 years, extended family members, colleagues, old school or club members etc, don’t feel any obligation to invite them.

2. Save on Wedding Invitations: Instead of printing invitation cards, you can decide to send messages to the close friends and family you want to invite. You could also create an invitation profile on social media and add only those you please.

3. Shop Sales & Online Wedding Dresses: Its your wedding day and you want to look beautiful, there are bridal shops and online stores that offer sample sales of wedding dresses at prices that would not blow your budget. You could also consider saving a lot by renting a dress, remember there is a lot more to marriage than the wedding day.

4. Day of the Week: The conventional Friday/Saturday wedding is fast changing, you can plan your wedding into a week day to reduce crowd, save cost on almost everything from venue, entertainment etc. Someone recently went to registry on a Wednesday morning, had engagement later that evening, church next morning and used the church hall for reception at no cost.

5. Save on Church Decorations: You can use decorations in the church the way it is for simplicity instead of going all out to change everything to suit/match your preferred wedding colours. It’s the church and not your reception venue, besides your guests may not even notice or mind this during the short ceremony.

6. Get Help to Save Money: Your friends and family are people you could also rely on, don’t be shy to ask for their help. Money can be saved using a witty/well-spoken friend as MC, you also know that family or friend who is a perfectionist & could help organize things. They would be glad to assist.

7. DIY: There are so many things you can get done yourself, like bouquet, centerpieces, beaded cutlery holders, flower sprays, brooches etc. Friends could also pitch-in to help, remember to offer them refreshments while they are at it.

8. Food and Drinks: It is important that guests get entertained in the best possible way; you don’t want to have people grumbling about food/drinks during or after your wedding. Be open with your caterer about your budget, you may also decide to serve one meal but ensure its tasty & enough to go round.

9. Go Online: Funny how we go about with gadgets & never fully utilize them. There are so many things one can find online that would be of great benefit & help save a whole lot.

10. Transportation & Getaways: Cars which belongs to a friend/family can be used as means of transportation on your wedding day, or get a car hire service for same purpose. Your honeymoon/getaway location does not have to be abroad and paid for by you/your spouse, it could be your wedding gift.

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How to negotiate with wedding vendors

1. Do Your Homework: It never hurts to visit/ask two or more vendors to know what they offer, this helps you make comparisons and informed choices. Having knowledge of competitor’s offering/rates also helps when discussing with the vendor you decide to use, as you can make reference to this, ask for discounts or extras.

2. Clarify: Never assume, always ensure you fully understand everything stated in the agreement and ask for explanations in areas where clauses are indicated. Otherwise you may be paying for what you do not need.

3. Be Nice: Been nice and polite is a good way to get away with many things. When you create a friendly mood while discussing with your vendor (or anyone), you can get the best out of people & ensure you express yourself clearly without been pushy.

4. Avoid Nibbling: These are extra charges that could arise at the last moment, be careful not to fall for it as they are usually what can be avoided or done at no cost. Politely state that you did not plan for the extra charges as you felt it was already part of the total charges.

5. Be Flexible: Listen to your vendor’s suggestions; much as they can make/mar events, they can also be very helpful with good ideas that would ensure everything goes smoothly. Sometimes you may not have thought in that direction, been flexible and open would help you get the best.

6. Consider Your Advantage: Every vendor values a satisfied customer because they know it can get them referrals, this can also turn the other way with an unsatisfied one. You can try/pretend to walk away if you feel a vendor isn’t offering what you want, often times than not you would be called back to renegotiate.

7. Offer Incentives: Sometimes you could get discounts or price reduction if you offer your vendor incentives. For instance, you could agree to pay for transportation or have someone come pick-up your photographer, decorator, caterer/assistants with guarantee of a place to stay the night before your event.

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