Smart But Broke

Another thing to desist from this year is Free things.

I didn't say is not good to enjoy freebies ooo,but what am saying is that don't rely on free things. In every class or free training you attend there is always something to pay for.

Stop brain picking is a very bad idea.

Stop joining free training without having it at the back of your mind to pay for the offer of the trainer.

I have see someone dropping her account number online for free money while paying the money in spirit realm.

You see the habit of dropping your account details online for free money stop it ,may we not exchange our glory for peanut .

Remember in any free offers there is something to always pay for.

Desist from freebies mindset.

learn to pay for courses, training, workshop/seminar and books this year 2024.

if the price of the courses, training or books is high for your financial status check my next post to know how to save towards your desires training.

I love you.

Have a beautiful Thursday .

3 things to focus on in 2024

Focus on self-discovery, self-improvement and self-discipline.
Do this and thank me later.

It doesn't matter how much you save .

What matters is what you do with your savings

Read it again.

Suzzy darling ,I know you are already thinking about how you will paint town red, pink and green because of your savings,but before you spend your hard earn savings this week give me 5 minutes of your time.

The one thousand daily you having been saving from January can really change your financial story but it depends on you.

It depends on how your financial literacy.

It is one thing to save with reason.

It is one thing to save with a target.

It is another thing to go back to square one.

Kunle, I know you are very good with keeping a percentage of your salary every month.

But before January 15th you will be singing sapa dey oooo.

That's is the reason I said it doesn't matter how much you save this year, what really matters is what you do with your savings.

Some of you will be open your piggy banks this week.

Some of you will will be withdraw your money from the save apps this week or by 31st of December.

Please don't spend it recklessly.

There is something they called delay gratification let it guide you in this festive period.

That reason gangan you take save that money let it be the thing wey you go dey spend on .

If the savings is from your existing business take it back to the business to expand your business.

If there is something you lack in your business and you know by the time you purchase that particular appliance is going to reduce your stress and increase your profits go ahead and purchase it.

Be finacial prudent.

Spend with biro.

Anything not budget for, please don't buy.

It's beautiful Monday from here.

Be intentional about your spending.

Hello December 🥂🥂💃