EFP Academy

Success is important.
But significance is what makes success meaningful.

Last week at EFP Club, we had the privilege of having Ann Jasmine share her journey from agent to agency manager.

Her journey reminds us that true leadership is not only about personal achievement, promotion, recognition, or results.

True leadership is also about giving back.
Sharing experience.
Adding value.
Guiding others.
And contributing even when there is no immediate return.

Ann Jasmine is a strong example of both success and significance.

Because when we succeed, we grow ourselves.
But when we share, we help others grow too.

Thank you, Ann Jasmine, for inspiring the EFP Club community with your journey, wisdom, and heart of contribution.

Gratitude unlocks abundance.

Life insurance is not about death.

It is about making sure your family can still live when your income is no longer there.

If something happens to the breadwinner, the family does not only lose a person.

They may also lose:
✅ Monthly income
✅ Home loan support
✅ Children’s education fund
✅ Daily living expenses
✅ Long-term financial stability

A protection gap study by LIAM showed that Malaysian families without life insurance may face an average protection gap of RM723,000 per family.

That number is not just a statistic.

It represents years of income, bills, responsibilities, and unfinished dreams.

That is why life insurance is not bought because we expect something bad to happen.

It is prepared because we love the people who depend on us.

Review before crisis.
Protect before regret.

— EFP Academy

Sources for public reference:

LIAM — Protection Gap Study
https://www.liam.org.my/news/press_details.aspx?ct=3&ps=74

LIAM — Protection Gap Library
https://www.liam.org.my/library/?c=19&ct=4

LIAM — 2024 Benefit Payouts
https://www.liam.org.my/news/press_details.aspx?ct=3&ps=11158

Bank Negara Malaysia — Insurance & Takaful
https://www.bnm.gov.my/insurance-takaful