RubyWealth

Ensure sufficient savings before investment.

Unit trust payouts are tax-exempted.

Standard travel insurance will offer little protection to Malaysians in conflict zones, as war-related losses and injury risks are universally excluded.
Travel insurance generally covers natural disasters such as floods, earthquakes and volcanic eruptions at a destination as well as medical emergency except pre-existing conditions.

Insurance stops where conflict starts PETALING JAYA: Standard travel insurance will offer little protection to Malaysians in conflict zones, as war-related losses and injury risks are universally excluded, says the General Insurance Association of Malaysia (PIAM)