Ang Phooi Chan - Licensed Financial Advisor

*E3 Northern March 2026 Entrepreneur Open Day*
_IWD Special Edition: Inner Power – Sustainable Success for Women Entrepreneurs_ 💐

📅 Date: *Tuesday 24 March 2026*
📍 Venue: *MASCO Co-Working Space, Penang.*
⏰ Time: *9.30am - 5.00pm*

*Register Now:*
👉 https://eventsize.com/event/iwd-special-edition-inner-power-sustainable-success-for-women-entrepreneurs

_*About the Event*_

In celebration of *International Women's Day* , *E3 Northern Education & Training Power Team*, in collaboration with *Penang Elite Womenprenuers Association (PEWA)* , proudly presents a special edition of our Entrepreneur Open Day (EOD) with theme *_Inner Power: Sustainable Success for Women Entrepreneurs_.*

This one-day empowerment event is designed to equip women entrepreneurs with the mindset, strategies, and connections to build sustainable success _from the inside out_ .

This is not just another networking event. It is a curated experience combining expert-led learning, real founder stories, and hands-on discovery, all in one dynamic day.

*_Event Highlights:_*

* 🎤 *Expert Talks*
Hear from 5 industry experts on topics ranging from subconscious transformation, personal branding, and business financing to brand protection and entrepreneurial ecosystems. Will have chance to have 1-to-1 with the speakers after the sessions.

* 👭 *Women Founder's Forum (45 mins)*
A powerful panel featuring 3 successful women entrepreneurs sharing their real-life journeys, challenges, and breakthroughs. Gain inspiration and practical wisdom from those who have walked the path.

* 🎯 *Entrepreneur Initiative Movement (EIM) – Station Game Workshop*
A unique interactive format where 6 speakers each host a booth. Participants rotate every 10 minutes to experience mini-sessions, ask questions, and discover which expert resonates with their current needs.

* 🤝 *Networking & Community Building*
Connect with like-minded women entrepreneurs, expand your circle, and find your next collaborator, mentor, or supporter.
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_*Why Attend?*_

* ✅ Gain actionable insights from industry leaders and practitioners
* ✅ Discover blind spots that may be holding your business back
* ✅ Experience multiple coaching styles in one morning
* ✅ Build meaningful connections with fellow women entrepreneurs
* ✅ Celebrate your journey and your power as a woman founder

_*Who Should Attend?*_

* ❤️ Women entrepreneurs and business owners
* 💛 Solopreneurs looking for clarity and direction
* 💚 Aspiring founders ready to take the first step
* 💙 Anyone passionate about women's empowerment and sustainable business growth

🎟️ *Ticket Options*:

👥 E3 Effectuators & PEWA members: RM28
🐤 Early Bird (Public): RM38 (before 12-Mar-26)
🎫 Normal: RM58
(Lunch pack included)

*Organized by:*
E3 Northern Education & Training Power Team

*Co-host by:*
Penang Elite Womenprenuers Association (PEWA)

*Venue Sponsor by:*
MASCO Co-Working Space

*_Let's rise together — stronger, smarter, and sustainably._*

初五，开工大吉啦。
早上九点就接到医院的email要收medical report 的💰，间接开工了。

#理财师

在迈入 2026 的关键转折点，每一位企业主不仅要看市场，更要看得懂 国家方向、政策红利 和 资金布局的窗口期。

📌 《2026 年财政预算案》已经悄悄透露了未来3年的商业机会！
政府将重点投入在以下五大产业：
🧳 旅游业复苏大爆发
💻 数码转型势在必行
🌱 绿色科技迎来新蓝海
🥗 食品安全持续升温
🎨 文化创意产业迎风崛起

这不仅是政策，更是 SME 的黄金加速器。

谁能抢先理解、布局、申请到对的资金，就能在 2026-2028 快速拉开差距 🚀

🔥 想抓住政策红利？你一定要来这场分享！

为了让企业更精准掌握资金工具与成长路径，我们特别邀请 3 位重量级讲师，为您一次过拆解：
⭐ Vivian — Kalyx Consultants 首席服务官
解析《2026 财政预算案》真正对企业有用的部分（省钱、领补助、抗风险必听）

⭐ Sharon Ong — Alliance Bank 策略联盟经理
带你了解银行如何协助 SME 获取资金、扩张、融资与降低成本

⭐ Flynn Chee — YES Financial 业务经理
教你如何在企业成长的同时，让企业主的人身财富同步升级
想扩张？想融资？想稳健成长？

这堂课，就是你 2026 的「企业成长导航图」。
📅 活动详情
🗓 10.12.2025（星期三）
🕑 2:00pm - 5:00pm
📍 Kalyx Boardroom, Icon City, Bukit Mertajam
💬 语言：华语

💰 报名费用（限额 30 人，满额即止！）
🎟 Kalyx 客户
👉 输入专属 Promo Code 即可 免费入场
👉 每家 Sdn Bhd 最多可 2 位免费参与
（强烈建议：老板 + 财务/会计）
🤝 非 Kalyx 客户
✔ 带 1 位企业家同行 → 两人皆免费！
✔ 早鸟优惠：RM38（11月25日前）
✔ 普通票：RM58

这是全槟城少见，把 政策、银行融资 与 财务规划 一次过讲透的课程。

不想 2026 才开始追赶？现在就是抢跑的最佳时机 🔥

📲 立即报名（以注册顺序保留席位）
👇👇👇
🔗 https://eventsize.com/event/10184993h

💍✨ Getting Married Soon? Or Newlyweds (within 5 years)? ✨💍�即将步入婚姻？或新婚不到五年？❤

🎓 Join SmartStart 2.0 婚前教育课程 — learn how to build a happy, lasting marriage!�
📅 29 & 30 Nov 2025 (8:30am - 5pm)�
📍 YES Financial Berhad, Bukit Mertajam, Penang�
🈶 Conducted in Mandarin | 华语授课�
💑 Non-Muslim Couples Only | 非穆斯林夫妻限定

💡Topics include:�
💕 Purpose of Marriage 婚姻的意义�
💬 Conflict Management 冲突处理�
💓 Health & Intimacy 健康与亲密�
💰 Financial Planning 理财规划�
📜 Legal Awareness 法律意识�
🔒 Cyber Alert 网络安全

🎁 Subsidised by LPPKN — Only RM50 per couple!
✨ Organised by Agape Counselling Centre Malaysia (Penang Branch)�
🤝 Supported by LPPKN & KPWKM
🤝 Co-Partner Penang Wedding Professionals Association PWPA
💬 DM us now to secure your seats!
名额有限，马上私讯报名！

#婚前教育 #幸福婚姻 #新婚夫妻

🌕月圆如愿 财务圆满
📌 祝您中秋快乐，理得安心、财得自在 💼✨
📌 月圆人团圆，财务也要圆满。
理财就像生活——稳中有光，心安则圆。
愿这轮明月，
照亮你的家庭，也照亮你的财务之路 🌕💰
祝您中秋快乐，幸福与财富同满盈！🥮💫

只存钱，不理财，30年后你会损失RM322,000

不理财，30年后你会损失322千！

每个月存500块，每年6%,三十年后是多少？
如果每个月存 RM500
年利率 6% （假设是复利，按月计息）
投资期限 30年（360个月）
👉 公式：
终值 FV = P × [((1 + r)^n – 1) / r]
其中：
P = 每月存款（500）
r = 月利率（0.06 ÷ 12 = 0.005）
n = 总期数（30 × 12 = 360）
👉 代入计算：
FV = 500 × [((1 + 0.005)^360 – 1) ÷ 0.005]
≈ 500 × [(6.022575 – 1) ÷ 0.005]
≈ 500 × (5.022575 ÷ 0.005)
≈ 500 × 1004.515
≈ 502,258
✅ 也就是说，30年后你会有大约 RM502,000。

但是如果你只是单纯存💰，30年后你只有
500 x 12x 30=180,000
30年后差距 ≈ RM322k

同样每月 RM500，坚持 30 年，结果大不同！

#存钱理财 #投资理财 #如何财富自由 #金融理财 #有存款才有底气 #退休计划