Money Wise with Rina Hicks

😂 Most Kenyan salary increases have a strange habit...

Salary goes up, and immediately:
• New phone
• Bigger apartment
• New furniture
• Better neighborhood
• More black tax
• More "𝑠𝑚𝑎𝑙𝑙 𝑠𝑚𝑎𝑙𝑙" expenses
• More brunches because "we thank God"
Then five years later: "𝘓𝘪𝘧𝘦 𝘪𝘴 𝘦𝘹𝘱𝘦𝘯𝘴𝘪𝘷𝘦 𝘵𝘩𝘦𝘴𝘦 𝘥𝘢𝘺𝘴."

Beloved... Are you sure life is expensive? Or did your lifestyle get promoted faster than your investments?

Here's a painful question:

If your income disappeared for 3 months... Would your lifestyle survive?

Your income is a seed - 𝙨𝙩𝙤𝙥 𝙚𝙖𝙩𝙞𝙣𝙜 𝙖𝙡𝙡 𝙤𝙛 𝙞𝙩!

𝙒𝙝𝙖𝙩 𝙬𝙖𝙨 𝙮𝙤𝙪𝙧 𝙗𝙞𝙜𝙜𝙚𝙨𝙩 𝙡𝙞𝙛𝙚𝙨𝙩𝙮𝙡𝙚 𝙪𝙥𝙜𝙧𝙖𝙙𝙚 𝙩𝙝𝙖𝙩 𝙡𝙖𝙩𝙚𝙧 𝙗𝙚𝙘𝙖𝙢𝙚 𝙖 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙝𝙚𝙖𝙙𝙖𝙘𝙝𝙚? 👇

📘 Get your copy of 𝗥𝗶𝗻𝗮 𝗛𝗶𝗰𝗸𝘀' MoneyWise: Create, Grow & Preserve Wealth: bit.ly/MoneyWiseBook - it's the only read you'll need this weekend!

😂 Imagine refusing to help someone because: "𝑀𝑎𝑠𝑎𝑎 𝑛𝑖 𝑦𝑎 𝑆𝑢𝑝𝑒𝑟𝑀𝑒𝑡𝑟𝑜... 𝑀𝑦 𝑠ℎ𝑖𝑓𝑡 𝑖𝑠 𝑜𝑣𝑒𝑟."

Then three years later you discover that person could have opened one of the biggest opportunities of your life.
..𝙖𝙣𝙙 𝙩𝙝𝙖𝙩'𝙨 𝙩𝙝𝙚 𝙩𝙝𝙞𝙣𝙜 𝙖𝙗𝙤𝙪𝙩 𝙚𝙭𝙘𝙚𝙡𝙡𝙚𝙣𝙘𝙚 -it rarely pays immediately, 𝙖𝙣𝙙 𝙩𝙝𝙖𝙩'𝙨 𝙬𝙝𝙮 𝙢𝙤𝙨𝙩 𝙥𝙚𝙤𝙥𝙡𝙚 𝙜𝙞𝙫𝙚 𝙪𝙥 𝙤𝙣 𝙞𝙩.

We want instant rewards.
Instant recognition.
Instant results.
But life doesn't always work that way.
Sometimes you're answering questions after hours.
Sometimes you're helping people who seem ordinary.
Sometimes you're doing work nobody notices.

Then years later... 𝗕𝗢𝗢𝗠! The opportunity arrives, not because of luck, but because somebody remembered how you made them feel.

Excellence is expensive in the moment - Mediocrity? 𝙀𝙭𝙥𝙚𝙣𝙨𝙞𝙫𝙚 𝙛𝙤𝙧 𝙮𝙚𝙖𝙧𝙨!

𝙒𝙝𝙖𝙩'𝙨 𝙤𝙣𝙚 𝙩𝙝𝙞𝙣𝙜 𝙮𝙤𝙪 𝙙𝙤 𝙚𝙭𝙘𝙚𝙥𝙩𝙞𝙤𝙣𝙖𝙡𝙡𝙮 𝙬𝙚𝙡𝙡 𝙚𝙫𝙚𝙣 𝙬𝙝𝙚𝙣 𝙣𝙤𝙗𝙤𝙙𝙮 𝙞𝙨 𝙬𝙖𝙩𝙘𝙝𝙞𝙣𝙜? 𝙎𝙤𝙢𝙚𝙤𝙣𝙚 𝙬𝙝𝙤 𝙣𝙚𝙚𝙙𝙨 𝙮𝙤𝙪𝙧 𝙜𝙞𝙛𝙩 𝙢𝙞𝙜𝙝𝙩 𝙗𝙚 𝙧𝙚𝙖𝙙𝙞𝙣𝙜 𝙩𝙝𝙞𝙨.

Fellow Kenyans 😭

Don't we just 𝙇𝙊𝙑𝙀 retaining things.
- Land.
- Plots.
- Savings.
- Random biashara stock
- Storage containers, gift wrappers... name it!

But multiplication? 𝑊𝑢𝑒𝑒𝑒ℎ

Someone has had land in Kitengela since 1989 and it is still “𝑤𝑎𝑖𝑡𝑖𝑛𝑔 𝑓𝑜𝑟 𝑑𝑒𝑣𝑒𝑙𝑜𝑝𝑚𝑒𝑛𝑡” 😭😭😭

Rina Hicks said something DEEP: “𝘞𝘰𝘮𝘦𝘯 𝘢𝘳𝘦 𝘷𝘦𝘳𝘺 𝘨𝘰𝘰𝘥 𝘢𝘵 𝘳𝘦𝘵𝘦𝘯𝘵𝘪𝘰𝘯… 𝘣𝘶𝘵 𝘵𝘩𝘦 𝘤𝘩𝘢𝘭𝘭𝘦𝘯𝘨𝘦 𝘪𝘴 𝘮𝘶𝘭𝘵𝘪𝘱𝘭𝘪𝘤𝘢𝘵𝘪𝘰𝘯.”

And honestly? That exposed many of us.

Because some people think wealth means:
• Owning things
• Keeping money untouched
• Avoiding all risk

But wealth also requires growth.

Question: 𝘞𝘩𝘢𝘵 𝘩𝘢𝘷𝘦 𝘺𝘰𝘶 𝘣𝘦𝘦𝘯 𝘩𝘰𝘭𝘥𝘪𝘯𝘨 𝘰𝘯𝘵𝘰 𝘰𝘶𝘵 𝘰𝘧 𝘧𝘦𝘢𝘳 𝘪𝘯𝘴𝘵𝘦𝘢𝘥 𝘰𝘧 𝘮𝘶𝘭𝘵𝘪𝘱𝘭𝘺𝘪𝘯𝘨 𝘪𝘯𝘵𝘦𝘯𝘵𝘪𝘰𝘯𝘢𝘭𝘭𝘺?

Is it a skill? Money? A business idea? Land? Yourself? 😭

Because fear sounds wise… until 15 years pass.

Get your copy or Rina's book Moneywise: bit.ly/MoneyWiseBook - simplified steps to financial freedom