Circle Fincorp Inc.

When you check your own credit score or credit report, it is counted as a "soft enquiry". Your CIBIL score remains unaffected no matter how many times you check your credit score for yourself. However, if banks or financial institutions check your credit report at the time of new credit card or loan application, it is considered as a "hard enquiry" and impacts your score.

Multiple hard inquiries, if done over a relatively short period of time, demonstrate what is called “credit hungry behaviour” and may hurt your credit score.

Credit Information Bureau of India Limited (CIBIL), which is India’s first Credit Information Company, collects and maintains the records of an individual’s and non-individual’s (commercial entities) credit related transactions such as loans and credit cards. These records are provided by banks and other lenders on a monthly basis to the Credit Bureau. Using this information, a Credit Information Report (CIR) and CIBIL Score is developed.

Why work with us?

If the thought of building a successful career in the Banking Industry or working for a Start-Up in the early exciting years of your life brings cheer to your face then continue reading…

Indian Banking Industry will be the 3rd largest in the world by 2025 and a lot of what will bring this growth will come from digital initiatives. We at Circle Fincorp are a part of this paradigm shift, in the way consumer credit gets delivered to individuals. We operate at a pan country level and use technology to effectively source and filter eligible customers who the large Indian Banks are happy to lend money to.

You get an opportunity to work in a comfortable office environment and deal with customers from across the country, represent the largest Banks in India and learn Banking and Credit.

What else… Startups are great places to learn, learn and learn and also have a lot of fun. If you wish to experience excitement early on in life, then take the first step and apply for a personal interview with our team.

A personal loan is an unsecured loan that will not be persistent in asking you for the collateral. The loan which will take only depends on the credit score you are having. The credit score impacting CIBIL score for the smooth and easy approval must demand a high credit score. In short, the lender will be going to see if you are trustworthy or not. The chances of the loan not being approved are somehow based on a low credit score. You must know the impacts of the loan on your credit score. The things to notice while applying for the personal loan is somewhat a big thing.