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New Plan Launched by LIC of India

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Secure Life and Secure Family

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AADHAAR STAMBH Plan 843 AND AADHAR SHILA Plan 844

LIC Aadhaar Stambh Plan (843) Details

LIC Aadhaar Stambh plan (Table 843) with profit is a non-linked regular premium paying endowment assurance plan which will be launched by LIC on 24th April. This Policy will be Loyalty Addition(LA) based plan exclusively designed for Male policy holders having Aadhaar Card (UIDAI). This plan will be available to standard healthy lives without any medical test requirement.

Plan Parameters
Gender Male Only
Age at Entry 8 Years (Completed)
Maximum Age at Entry 55 (Nearest Birthday)
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Minimum Term 10 Years
Maximum Term 20 Years
Maximum Age at Maturity 70 Years (Nearest Birthday)
Sum Assured Minimum 75,000 and Maximum 3,00,000
Premium Paying Mode Yearly, Half Yearly, Quarterly, Monthly (ECS Only)
Premium Payment Mode rebate 2% on yearly, 1% on Half Yearly, Nil on Quarterly & Monthly
Maturity benefit
On survival of year term, Maturity will be Basic Sum Assured + Loyalty Addition.
Death benefits
On death during First Five Years of the policy:
Death claim amount will be equal to Basic Sum Assured.
On death after 5 years of the policy and before maturity:
Death claim amount will be equal to Basic Sum Assured + Loyalty Addition(LA).
Please Note: It understandable that Loyalty Addtion is applicable after successful completion of 5 Policy years.

Optional Accidental Benefit Rider
Policy holders above 18 years of age have option to opt for Accidental Benefit Rider with this plan, which will provide additional amount equal to basic sum assured in case of death caused due to accident.

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