Financial Planning

Some in :

1) Start SIP anytime. Don't think twice about whether its a right time or not.

2) Do not stop SIP when markets are dull or negative. Infact this is the period which will help you accumulate units at lower prices.

3) Add lumpsum to your folio whenever there are significant dips in the market.

4) Don't compare your funds or fund returns with your friends' or colleagues' portfolio funds. Every investors risk profile is different.

5) Don't keep moving from one fund to other because of short term underperformance (6 months to 2 year).

6) When markets seem to be euphoric or over valued, switch over from equity funds to safer funds.

7) Continue with your SIPs for longer term. Hold your investments at least for 7 to 10 year period to see the best returns.

8) Select a multicap fund or a combination of large cap, mid cap/ small cap and sectoral funds.

9) Don't compare returns within your own funds. Look at overall return from your total investment.

10) Link your investments to some goal like, Retirement fund, Education of children, Marriage of children, Buying of house and so on.

The biggest problem in the world is *income* & not *inflation* .
If you want to *get something more* you need to *do something extra & different* .
If you keep on doing *what you have been doing before* you will be only getting *what you have been till now*.
Life does not gives us *warranties & guaranties* but only *opportunities* .
So all you need to do extra and different is to seize the opportunity of a wonderful and simple product called *SIP* .
*Start your SIP today*