Go Financial Plan

Life can be simple and wealth creation if u follow this simple steps for your future Generations.

1) As and when your children or your next generation Child is born.

The parent you or your Children who could be future parents need to do this simple thing.

The day the child is born get a pan and Aadhar and open a Bank Account with guardian.
Once this is done. Invest Rs 11000 for 25 years of the child age and once the child becomes 25 years ask them to not to touch this amount and let them continue the same Rs 11000 for the next 25 years.
This amount should not be touched till age 50 of the new born child.
The following will be the corpus.
1) Total invested amount Rs 11000 for 600 months I.e Rs 66 lakhs (300 months u invested +300 months the child invested Rs 11000) Total invested amount is Rs 66 lakhs .
2) corpus at age 50 will be ??????

Hold your breath. Rs 100 crores
This is @14% for 50 years.

This will be the corpus for your children or next generation. Simple , this shows it is not return but the time you hold your assets will give u phenomenal corpus. NO simple investing and enjoying your life.

Think how u can make ur next generation financially sound and they retire at age 50 with minimum 100 crores. 🤔🤔

Understanding Technical & Fundamentals can Generate Alpha’s to your clients
We always have a conversation around "Higher the risk Higher the Returns" sometimes returns are attributed for taking higher risks, it need not be true always, I would like to share 3 instances where we understood some key factors In technical and fundamentals and took a call for our clients to generate better returns without taking a high risk. Series (3 of 3)
This was a technical change with happened in the calculation of Nifty P/E ( Price to Earnings Ratio). The Nifty P/E is calculated by the formulae, Total free-float market capitalization/Total float profit after taxes of nifty 50 companies for the last 4 quarters. The profits here used were Standalone profits whereas in developed countries it was consolidated profits. From March 31st, 2021 NSE decided to shift to consolidated profits while calculating the Nifty P/E. To understand the effect of this change in the calculation, NIFTY was 14845 on 30th march 2021 and P/E of 40.4, and on 1st April 2021, Nifty was 14867 with a P/E of 33.6 Nifty P/E fell around 17% without a change in the price of Nifty because 39 companies out of 50 nifty companies had Higher consolidated profits than Standalone profits. At this time, we were also thinking to Rebalance our client’s portfolio from Equity to Debt but when we understood the reconstruction, we rebalanced to Dynamically Balance advantage fund instead of Debt funds, and from that point nifty reached 15900 in 3.5 months generating Alpha for our clients.
In our conclusion, we would say calculated risk with understanding the dynamics of the market will give you more risk-adjusted return than blindly following the rule “High-Risk High Return".

Understanding Technical & Fundamentals can Generate Alpha’s to your clients
We always have a conversation around "Higher the risk Higher the Returns" sometimes returns are attributed for taking higher risks, it need not be true always, I would like to share 3 instances where we understood some key factors In technical and fundamentals and took a call for our clients to generate better returns without taking a high-risk. Series (2 of 3)
Just Before Budget Feb 1st, 2021, it was clear to all that the fiscal deficit will be very high for the FY 21-22 as government expenditure will be high due to COVID, the government needed to generate income from other sources or increase the taxes, PSU sector disinvestment was one easy option for the government and it was high chances this would be announced in Budget, also the PSU index at 5732 was at lower levels around JAN 27th 2021, from the peak of 7000 in Jan 2020. This was a relatively low-risk opportunity to take and there were some PSU Mutual funds thru which we gave a call to our clients to park some funds. The budget announcement of PSU disinvestment rallied the PSU index to 7200 levels in the next 45 days. Again, Generating Alpha for our client through this timely call

5 Reasons Why You Need Goegraphical Exposure In Equities Listen to 5 Reasons Why You Need Goegraphical Exposure In Equities by Venkatesh Puthige on

USING INTERNATIONAL EXPOSURE AS AN ASSET ALLOCATION STRATEGY