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~*~ BASIC BANKING INTERVIEW QUESTIONS ~*~
*************************************
1. Why do you want to join banking sector?
Banking is one of the fastest growing sectors in India with
more stable and high growth and more over providing wide
range of career opportunities for graduates. So I want to take
an opportunity to join in a bank.
2. What is the difference between Cheque and Demand
Draft?
Cheque :-
Cheuqe is a negotiable instrument instructing a bank to pay a
specific amount from a specific account held in the maker/
depositor name with that Bank.
Demand Draft :-
A demand draft is an instrument used for effecting transfer
of money. It is a negotiable instrument.
3. What is a Non-Banking Financial Company (NBFC)?
A Non-Banking Financial Company (NBFC) is a company
registered under the Companies Act, 1956 engaged in the
business of loans and advances, acquisition of shares/stocks/
bonds/debentures/securities issued by Government or local
authority or other marketable securities of a like nature,
leasing, hire-purchase, insurance business, chit business but
does not include any institution whose principal business is that
of agriculture activity, industrial activity, purchase or sale of
any goods (other than securities) or providing any services
and sale/purchase/construction of immovable property. A non-
banking institution which is a company and has principal
business of receiving deposits under any scheme or
arrangement in one lump sum or in installments by way of
contributions or in any other manner, is also a non-banking
financial company (Residuary non-banking company).
4. NBFCs are doing functions similar to banks. What is
difference between banks & NBFCs ?
NBFCs lend and make investments and hence their activities
are akin to that of banks; however there are a few
differences as given below :-
NBFC cannot accept demand deposits.
NBFCs do not form part of the payment and settlement
system and cannot issue cheques drawn on itself, deposit
insurance facility of Deposit Insurance and Credit Guarantee
Corporation is not available to depositors of NBFCs, unlike in
case of banks.
5 . What is Private Banking?
Banking services offered to high net-worth individuals. Private
banking institution assists the high net-worth individual in
investing his/her money in exchange for commissions and fees.
The term "private" refers to the customer service being
rendered on a more personal basis.

May The Love Concealed Deep Inside
Your Heart Find The Love Awaiting In Your Daydreams.
May The Hilarity That You
Find In Your Coming Days
Clean Away The Discomfort You
Find In Your Yesteryears.
Happy 2014!!

India's Only :
• India’s Only coal museum------- Margherita, Assam
• India’s Only glass mosque------- Shillong, Meghalaya
• India’s Only active volcano------- Barren Island, Andaman
and Nicobar Island
• India’s Only Floating National Park------- Keibul Lamjao
National Park, Manipur
• India’s Only Floating Lake------- Loktak Lake, Manipur
• India’s Only Symphony Orchestra------- Symphony
Orchestra of India, Mumbai
• India’s Only Female Wildlife Photographer------- Vasudha
Chakravathi
• India’s Only two F1 Driver------- Narain Karthikeyan and
Karun Chandhok
• India’s Only overseas Military Base------- Farkhor Air
Base, Tajikistan
• India’s Only licenced production and supply Unit for National
Flag------- Karnataka Khadi Gramodyoga Samyukta Sangha
• India's Only Satellite Launch Center------- Sriharikota,
Andhra Pradesh
• India’s Only River Island------- Majuli, Assam
• India’s Only Stadium with Student Gallery------- Green
Park Stadium, Kanpur, UP
• India’s Only Handwritten Newspaper------- The Musalman
• India’s Only district borders with four States-------
Sonbhadra District, UP
• India’s only to***co free village------- Shankarpura,
Haryana
• India’s Only Cattle Fair------- Sonepur Mela, Bihar

Trick To Memorize G-8 Member Country