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Proud to feature an insightful article by Bhakti Dama, Founder & Managing Partner, Protector IQ, in the June 2026 issue of The Insurance Times Journal.

In her article, she explains why digital enablement, rather than traditional training alone, is key to reducing mis-selling, improving advisor effectiveness, and enhancing customer outcomes in the insurance industry.

Read more in the June edition- https://sashipublications.com/shop/insurance-times-monthly-journal-online-edition/?utm_source=facebook&utm_medium=social&utm_campaign=insurance_times_journal

Cyber preparedness has become a boardroom priority for insurers, directly linked to governance, compliance, and customer trust.

With the IRDAI Information and Cyber Security Guidelines, 2026, insurers and insurance intermediaries need to strengthen their cyber preparedness with clear ownership, risk assessment, incident response planning, vendor monitoring, cloud controls, employee awareness, and audit-ready documentation.

For insurance companies, the next quarter should not be treated as a waiting period. It should be used to review existing controls, identify gaps, update response mechanisms, and ensure that cyber governance is aligned with regulatory expectations.

The key focus is simple:

✅ Strengthen board-level cyber oversight
✅ Review critical systems and data risks
✅ Update incident response plans
✅ Assess vendors, TPAs, and cloud partners
✅ Maintain evidence-based compliance records

Cyber resilience is now an essential part of trust in the insurance sector.

Term Insurance and Whole Life Insurance serve different financial needs and long-term goals.

Term Insurance provides pure life protection for a fixed period at an affordable premium, making it suitable for individuals seeking higher coverage and financial security for their families.

Whole Life Insurance, on the other hand, offers lifelong coverage along with savings or cash value benefits, helping policyholders build long-term financial value while ensuring protection throughout life.

Choosing the right insurance plan depends on factors such as financial goals, affordability, long-term planning, and protection requirements.

Understanding these differences can help individuals make informed decisions for better financial security and future planning.

Subscribe to The Insurance Times now- https://sashipublications.com/shop/insurance-times-monthly-journal-online-edition/?utm_source=facebook&utm_medium=social&utm_campaign=insurance_times_journal