Insurance Services Group

Shop Insurance is a comprehensive insurance policy designed to protect shop owners against financial losses arising from unforeseen events such as fire, burglary, theft, natural calamities, accidental damage, and liability claims. It helps safeguard the shop premises, stock, furniture, fixtures, equipment, and business continuity.

Common Add-On Coverages

Burglary & Theft Cover – Protection against loss or damage to stock and contents due to burglary or theft.

Money Insurance – Covers cash in the shop, cash in transit, and cash in safe.

Electronic Equipment Cover – Protection for computers, POS machines, CCTV systems, and other electronic devices.

Glass & Signboard Cover – Covers accidental breakage of fixed glass and signboards.

Machinery Breakdown Cover – Protection against sudden and accidental mechanical or electrical breakdowns.

Business Interruption/Loss of Profit Cover
Compensates for loss of income due to insured damage to the shop.

Public Liability Cover – Protection against legal liability arising from injury to customers or third parties.

Employee Compensation Cover – Covers statutory liability towards employees for workplace accidents.

Personal Accident Cover – Financial protection for the shop owner against accidental death or disability.

Terrorism Cover – Covers losses caused by acts of terrorism.

In one line: Shop Insurance provides all-round protection for your shop, stock, assets, employees, and business income under a single policy.

Critical Illness Insurance provides a lump sum payout if the insured person is diagnosed with specified major illnesses such as cancer, heart attack, stroke, kidney failure, or major organ transplant. It helps manage expensive medical treatments, recovery costs, loss of income, and lifestyle expenses, offering financial security during difficult times.
We Ensure Hard Times are easy with Finances