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PMJDY, or Pradhan Mantri Jan Dhan Yojana, is a financial inclusion scheme launched by the Government of India in 2014. The scheme aims to ensure that every household in India has at least one bank account, and to provide access to financial services such as credit, insurance and pension.

The PMJDY scheme has been a major success, with over 42 crore bank accounts opened as of 2021. The scheme has helped to bring millions of people into the formal banking system, and has also facilitated the transfer of various government benefits and subsidies directly into the bank accounts of beneficiaries.

Overall, the PMJDY scheme has played a crucial role in promoting financial inclusion in India, and has had a significant positive impact on the lives of millions of people across the country.

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