Roban Financial

Families in Ireland are feeling the pinch as education costs continue to rise, but there's a silver lining—more parents are starting to save for their children's future.

According to the latest 'Cost of Education' survey, 51% of families are now setting up savings funds, a big jump from 32% last year.

With secondary education costing an estimated €2,531 per year and tertiary fees averaging €3,931 (not to mention accommodation costs!), planning ahead has never been more important.

Want to learn how to navigate these rising costs and set up a flexible savings plan?

We've got you covered in our latest blog.

Check it out: https://www.roban.ie/2023/09/rising-education-costs/

Roban Financial will be closed on Thursday 1st August in respect of the passing of Padge Roban. Beloved husband of the late Una, father of Margaret, Pat, Myles, John, Paula & Malo and brother of Fr. Malo (twin), Betty (Hayes) & the late Sr. Maud.

Funeral Mass at 12 noon in St. Aidan's Cathedral.

Full notice: https://rip.ie/death-notice/padge-roban-wexford-enniscorthy-563934

Navigating the complexities of gift and inheritance tax can be challenging, but with the right planning and tools, you can significantly reduce the tax burden on your beneficiaries. One effective strategy involves using a Section 73 savings plan.

Read more: https://www.roban.ie/2024/07/how-to-save-on-gift-inheritance-tax/

This comprehensive guideexplains how you can leverage these plans to save on gift and inheritance tax.

By systematically saving and meeting certain conditions, you can ensure that your beneficiaries receive the maximum value from your gifts without the burden of additional tax liabilities.

Inheritance planning isn't just for the wealthy; it's essential for anyone with property, savings, or valuable possessions. Ensure your assets are distributed according to your wishes and protect your loved ones from hefty inheritance taxes. Learn how strategic planning, including Whole of Life insurance policies like Section 72, can secure your legacy and provide financial security for your beneficiaries. Don't let your loved ones face significant financial burdens. Read more about effective inheritance planning at https://www.roban.ie/2024/06/the-importance-of-inheritance-planning-secure-your-legacy/. 💼

Many Irish companies today have strong balance sheets with additional cash reserves that are not required for immediate running costs. If your company has surplus cash, have you considered how effectively it’s working for you?

Learn more at https://www.roban.ie/2024/05/corporate-savings-investment-solutions-making-your-companys-money-work-harder.

Traditional deposit accounts may not be the best option given the current economic climate. Roban Financial offers tailored savings and investment solutions designed to make your company’s money work harder. With flexible product structures, potential for better returns, and responsible investment options, Roban Financial can help maximize your surplus cash.