Mortgage ABC

📉 Good news for Irish homeowners: mortgage arrears fell again in Q1 2026, according to new Central Bank figures.

The number of accounts in arrears dropped 3.5% over the quarter, and the share in arrears for more than 90 days is now at its lowest level on record.

It's a sign of a more stable market, and a reminder that if you're struggling with repayments, engaging early with your lender (or your broker) makes a real difference; 85% of restructured mortgages are now back on track and not in arrears.

If you want to talk through your mortgage options, whether that's a first-time buy, a switch, or a chat about your current rate, get in touch 👇

📞 0818 183033
📧 [email protected]

Your application got declined? Don't panic!

Mortgage applications can, unfortunately, get declined for any number of reasons; it happens. But, there are always steps you can take to reroute your journey to mortgage approval, here's a few of the next steps:

👉 Request Feedback on Your Application
👉 Complete an Audit of Your Statements
👉 Assess Debts & Lines of Credit
👉 Consider Using a Mortgage Broker

Need more support with your application? We're always on-hand to help 👋

Visit our website and take a Pre-Approval or Remortgage Assessment today, it takes less than 10 minutes 🔗 https://mortgageabc.pulse.ly/fwewmcmmjv

Or get in touch with us via phone or email 👇

📞 0818 183033
📧 [email protected]

Take a look at one of our latest Google reviews from a happy client 👏

We love to hear back from all of our clients and are delighted to have received another kind and positive review!

Our expert team of mortgage advisors are ready to help you with any and all of your mortgage needs, from First Time Buyers to Mortgage Switchers, access the entire market with just one broker 🏡 🔑

Visit our website and take a Pre-Approval or Remortgage Assessment today, it takes less than 10 minutes 🔗 https://mortgageabc.pulse.ly/jek3j0z3ci

Or get in touch with us via phone or email 👇

📞 0818 183033
📧 [email protected]

Fixed or variable: which mortgage rate is right for you?

It's one of the main decisions you'll make when buying a home in Ireland, and there's no one-size-fits-all answer.

✅ A fixed rate gives you certainty: same repayment every month, no surprises, no matter what the ECB does.

📊 A variable rate gives you flexibility: you could benefit if rates drop, and you're not tied in.

The right choice depends on your budget, your plans, and where rates could be heading.

That's exactly what we're here to help with. We compare every lender in Ireland so you get the best deal for your situation, not just the first offer on the table.

Start by taking a mortgage assessment online today in less than 10 minutes 🔗 https://mortgageabc.pulse.ly/k9lsiljnmz

Or speak to one of our expert advisors directly 👇

📞 0818 183033
📧 [email protected]