Cunningham Financial Services

Dive into our mortgage guide to the application process, expertly outlined by Thomas at Cunningham Financial Services.

Discover the key roles and steps ensuring a smooth transaction from the initial financial assessment to the final property transfer. This guide demystifies each phase with expert insight, perfect for first-time buyers or those needing a refresher. Start your journey with confidence:
https://cunninghamfs.ie/mortgage-application-process-in-ireland/

The Mortgage Application Process in Ireland The Mortgage Application Process in Ireland laid out in steps for you. You can see what you have ahead of you. Let us help you with it.

The inflation rate in the Eurozone is now aligning more closely with the European Central Bank's target of 2% per annum. Looking ahead to 2024, expectations are set for a continued easing and stabilization of the Consumer Price Index (CPI). While there are concerns about the risks of deflation or a surge in inflation should interest rates decrease too rapidly, these scenarios are seen as less likely unless unexpected events occur. The anticipated trajectory suggests a CPI increase of approximately 1.8% by the end of 2024. This anticipated outcome is likely to influence a more lenient stance on interest rates, which in turn could boost business investment and enhance household spending power.uro area CPI is now trending closer to the target 2% annual rate. The baseline scenario in 2024 is for CPI to continue to moderate and stabilise. The prospect of deflation or a rebound in inflation if interest rates fall too quickly have both been raised as possibilities by economic forecasters, however, barring any majorly unforeseen events, the base-case scenario should hold true. We expect a Euro area CPI annual rate of +1.8% by year-end 2024. This will support a more dovish approach to interest rate policy and will be positive for general business investment and for household disposable income.

Ireland Real Estate Market Outlook 2024 https://www.cbre.ie/insights/reports/ireland-real-estate-market-outlook-2024

New developments in pension scheme regulations are on the horizon! According to an article by the Irish Times today, pension schemes may face a strict regulatory clampdown if they do not adequately engage with new rules.

Stay informed and ensure your pension scheme complies with the latest requirements to avoid any potential issues.

Call us and arrange a consultation for qualified professional advice.

👉 Read more in the Irish Times article to understand what these changes mean for you: https://www.irishtimes.com/business/work/2023/12/20/pension-schemes-face-regulatory-clampdown-if-failing-to-engage-on-new-rules/

Pension schemes face regulatory clampdown if failing to engage on new rules Final deadline for compliance with stricter and more costly rules on scheme governance and risk management comes at year-end