Options Express Insurance Brokers Inc.

WHAT IS HOMEOWNERS INSURANCE?

Homeowners insurance policy helps protect you in case your house is damaged or destroyed by a covered peril (hurricane / earthquake / flooding/fire). It can also be extended to cover the contents in your home such as furniture and fittings.

Common Perils and damages that may be covered under your policy:

* Hurricane / Earthquake / Flood / Fire / Lightning & Explosion
* Aircraft damage
* Impact damage
* Riot & Strike
* Malicious damage
* Damage from falling trees

Insurance policies would generally cover:

* The structure of the house
* Storage sheds & pools
* Personal belongings inside the house
* Valuables protection (jewelry)
* Personal liability to others in case of injury in your home
* Electronics equipment
* Employers liability
* Theft
* Larceny