Capstone Financial

New data shows that the income needed for different standards of living in retirement has risen significantly, while relatively few people are on track to achieve them.

Explore what’s behind the increase and why understanding long term savings remains an important part of financial planning.

🔗 https://www.capstone-financial.co.uk/pensions-uk-report-figures-paint-dire-picture-of-nations-saving/

Capstone Financial is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 12/6/2026

Here’s a little behind-the-scenes glimpse from our photography session.

A big thank you to Dave Phillips for joining us in the studio and, as always, making the process feel seamless and relaxed. Dave has been capturing our team’s headshots over the years, consistently delivering high-quality and professional results.

It was great to welcome some of our newer team members in front of the camera for the first time, while also giving many of our long-standing colleagues the opportunity to refresh their headshots.

We look forward to sharing the finished photos soon.

A snapshot from today’s adviser meeting in Manchester.

Our advisers regularly come together for dedicated sessions focused on collaboration, learning, and continuous improvement. These meetings provide a valuable opportunity to share insights, refine our processes, and reflect on the positive outcomes we’ve achieved for clients.

With our clients at the heart of everything we do, it’s inspiring to see the commitment, professionalism, and enthusiasm our team brings to their ongoing development. By investing in our people and sharing best practice, we continue to strengthen the service and support we provide to those who trust us with their financial planning.