Martin Wilcocks - Bulletproof Retirement

Most people heading into retirement are making one of these three mistakes without realising it.

In this updated 2026 presentation I break down:

💡 Fixed Income Overload — too much of your pension sitting in bonds and gilts that quietly fail to keep pace with inflation *

💡 Network Fee Excess — paying for a financial network's layered management and flagship offices through your own returns *

💡 Active Investment Management — funds that charge more and mostly underperform simpler, evidence-based alternatives *

If you're overweight in fixed income, using a fund picker or stockbroker, or with an adviser inside an expensive network — this is for you.



Expanded points:

* Excessive exposure to low-return “defensive” assets such as corporate bonds or gilts, often presented as safe, but failing to keep pace with inflation

* Advice delivered within expensive financial networks, where layered management fees and bundled charges quietly erode capital year after year

* Reliance on stockbrokers or fund pickers who trade on instinct rather than evidence, leading to higher costs and consistently poor outcomes

If any of the three mistakes sounded familiar the next step is a no-cost 20-minute conversation, no pressure, no obligation: https://meetings.hubspot.com/martin132