MacDonald Partnership

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We’re excited to share that MacDonald Partnership has now fully rebranded to Integrity365, following our successful integration with the group in 2023.

For all future updates, insights, and guidance from our Independent Financial Advisers, you will find us on the Integrity365 page.

👉 Read more about our rebrand here: https://www.integrity365.co.uk/macdonald-partnership-rebrands-to-integrity365-following-continued-growth

We are delighted to welcome Stuart and his team in Essex to the Integrity365 family 👏🏻

Integrity365 acquires Essex-based Peter Murray Financial Management Written By Matt Goy 23rd July 2025 Integrity365 acquires Essex-based Peter Murray Financial Management Independent financial advice (IFA) firm Integrity365 Limited has, subject to FCA change of control, acquired Essex-based Peter Murray Financial Management Limited, strengthening its presence across...

Well done team - 1 million steps completed this week ✅

MacDonald Partnership and Integrity365 are taking on the challenge of walking 5 million steps over 5 weeks (1st July to 5th August), all in support of a great cause – The Farming Community Network.

To finish off week one on track, our team were getting their steps in wherever they could, including:

🚗 Walking the F1 Pit Lane at Silverstone

🐬 Dolphin Watching on Aberdeen Beach

🐾 Dog Walks in the Rain and Sunshine

⛳ Taking on Multiple Golf Courses

🎵 Dancing at Concerts

🐄 Exploring an Old Dairy Farming Research Unit in Reading

⛰️ Adventuring at St Abb’s Cliffs

🌊 Dog Walks on Nairn Beach

✈️ And even those on holiday sending their steps from Malta and Crete!

If you would like to show your support and donate to our Just Giving page, check the comments for details 👇

Well done team – on to week two!

Are you relying on the sale of your business to fund your retirement?

In our latest article, Independent Financial Adviser Bradley Cross discusses exit strategies for business owners looking to plan for life after the business.

Read more at https://macdonaldpartnership.co.uk/is-your-business-exit-strategy-your-whole-retirement-plan/

“The thing you have to learn about being a farmer, Jeremy, is that if you want to preserve a modicum of sanity, you don’t ask questions you don’t want to know the answers to.”

A direct quote from the latest season of Clarkson’s Farm — one that has struck a chord with farmers across the UK, and sparked further important conversations around Inheritance Tax.

In the final episode, Jeremy reflects on September 2024 seeing one of the worst harvests since records began, noting that many farmers are facing mounting losses and selling off equipment.

Jeremy then ends the segment with:

“You keep going because you believe next year couldn’t possibly be any worse...”

Then, an image of Chancellor Rachel Reeves appears on screen (a not-so-subtle nod to the Autumn Budget that followed in October).

For many farmers, this sense of unease extends beyond harvests - especially when it comes to Inheritance Tax and the shifting landscape of Agricultural Property Relief (APR).

The rules are changing, the financial pressures are real - and yet, talking about inheritance and succession often remains taboo.

Too often, the question “How much Inheritance Tax will be due on my estate?” gets pushed aside - simply because it’s scary to think about or uncomfortable to ask.

However, as independent financial advisers, we are passionate about de-stigmatising the topic, starting conversations, and helping farming families plan for their future. There ARE real, practical solutions available to help mitigate IHT — but it starts with being willing to ask the hard questions.

Our highly experienced advisers understand the unique challenges farmers face. We can help assess your current IHT position, factor in the upcoming changes to APR and BPR, and put a clear, tailored plan in place to protect what you and your family have built for the next generation.

The sooner you start the conversation, the longer you have to plan – so please do get in touch.

What are your priorities?

In the latest episode of the Integrity365 Financial Insights Podcast, our colleagues Nicola Glass and Sam Lane discuss some of the hot topics drawing focus in current client discussions:

⌛ With the end of tax year deadline looming, what planning areas are of key focus ahead of the 5th April 2025?

🔭 Following the Autumn Budget, what key topics should you discuss with your financial adviser in the year ahead?

Tune in now via:

🎥 YouTube https://youtu.be/-GcT1zkakGs?si=fruWtFVNT34oCcQS

🎧 Spotify https://open.spotify.com/episode/1tdiJN57HcWewJRSWQUBDL?si=1e99e3ba453a44ac