Buy To Let Scotland

What were you doing in 2021?

If you were one of nearly 1m people who locked into a 5-year fixed mortgage deal in 2021, you’ve probably felt pretty smug since then. But as your deal is coming to an end this year, the thought of remortgaging to a higher interest rate and your monthly payments potentially going up significantly must be daunting.

Putting your head in the sand is the worst thing you can do though… especially in today’s market as we’re seeing mortgage rates start to increase again.

Getting the best deal is crucial

91% of people are predicted to use a mortgage broker this year as they go in search of the best deal. Crucial to this is using a good independent broker, and -

Don’t pay extra fees!

Excellent advice is readily available without fees. You don’t need to pay for mortgage advice to get access to the best deal, but many don’t know this is the case. In fact, research at the end of 2025 showed that younger borrowers are far more likely to be caught out by this.

Over 90% of 18-34-year-olds and 74% of 35-44-year-olds surveyed paid a mortgage broker fee when they didn’t need to. This is adding £100s to the mortgage process when that money could be saved! We’re proudly fee free and can help if you’re looking for a new mortgage anytime soon

[email protected] or 0131 315 0091
whatsApp 07920 746347

Get One Years CashBack on your life insurance!

February offer - get your first years premiums refunded in full on all new life, critical illness and income protection policies applied for in February!

Eligibility subject to individual insurers underwriting criteria and cashback paid after the first 12 months premiums have been paid.

Request a quote NOW!
drop us a message, email [email protected] or call/WhatsApp 07920 746347
www.evolve-financial.co.uk

If you have equity in your portfolio that you'd like to use without affecting the mortgages, we've got a product you want to hear about.
Its a revolving credit/overdraft facility secured on the equity in your portfolio which allows you to borrow against the value of your properties while leaving your existing mortgages live.
The facility is pre-approved and available for repeated drawdowns so is perfect for auction purchases, off market or BMV purchases, refurbs etc
For example, we've just put this in place for a client with 9 properties in his portfolio - mix of standard, non-standard construction and commercial. Current mortgages totalled 729k and the value was £1.85mil. We arranged a facility of 250k to buy an off market block of 6 flats to refurb and rent out.
Get in touch to see how we could make this work for you.

Bridging Loans Scotland | Bridging loans for Scottish property Bridging loans for Scottish property. We arrange bridging for commercial and residential property throughout Scotland for landlords, business owner or homeowners.