Lifecare Planning Solutions

We are 'over the moon' to announce our new partnership with Aura Flights - ashes into space. By offering this new service, it provides a unique way of saying goodbye to loved one and finally getting that closure.

Why choose this method for scattering your loved ones ashes you ask?

Perhaps they loved to travel? Perhaps they wanted to travel the world but never got the chance? Or maybe your undecided on a singular destination?

Aura Flights scatters each passenger's ashes over 100,000 feet above the Earth in the inky black of space.

Here, they spread out to travel around the entire planet for 3–6 months, before finally settling across the globe as rainfall and snowflakes to become one with nature again.

It's the ultimate final adventure for a life well-lived, all for less than the price of a traditional funeral service.

DIVORCE OF BENEFICIARIES

Is your Will ‘Divorce- Proof’?

The harsh reality of modern life means that marriage isn’t always forever. Sadly, in the UK 42% of marriages end in divorce.

Did you know?

• You can write a Will in anticipation of your marriage
• Marriage automatically revokes any previous Will you may have
made
• When you divorce, your Will remains

You may have already planned who your beneficiaries will be, thinking your children or grandchildren will eventually inherit your assets, but unfortunately this might not always go to plan…

Have you ever thought what will happen to your children or grand-children’s inheritance if they were to divorce?

Picture this scenario, as a result of a divorce your child or grandchild has to split half of your money with their ex-partner, so the money you intended for your children and grandchildren will just go to someone else!! Clearly NOT what you had in mind.

As much as you try, you can’t spare your children or grand-children from the pain of a divorce, but with the correct planning in place, you CAN spare them the bitterness of losing part of their inheritance to an ex-spouse or partner.

If you want to control where your money goes, even after you have gone, get in touch with us TODAY to make your Will ‘Divorce-Proof’

Contact us Free on 0800 0789 522

There are many myths spoken and misconceptions about Powers of Attorney and who actually needs to have one in place. It’s time we dispelled them and set the story straight.

So WHO actually needs a Power of Attorney?

The simple answer is quite literally EVERYONE!

MYTH – “Powers of Attorney are only for the elderly, infirm or those suffering from dementia!!”

TRUTH - Anyone of any age can suffer from a stroke, be involved in a serious accident or have an illness that could mean they are unable to manage their affairs for themselves.
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MYTH – “My next of kin would be able to sort out my affairs if anything happened to me”.

TRUTH – Next of kin is a title that can be given by you to anyone, from your partner to blood relatives or even a friend. However, this doesn’t mean that you have given them any legal rights as a result of this title. This can create difficulties if you haven’t put additional measures in place to give your chosen next of kin the legal right to manage your affairs. Very simply, if you don’t give your chosen next of kin the legal right, they cannot make decisions on your behalf.
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MYTH – “I have a joint bank account with my spouse/ civil partner so it wouldn’t affect us.”

TRUTH – Even if you have a joint bank account, it is common practice for high street banks to freeze withdrawals from a joint account if one of the account holders becomes mentally incapable.
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MYTH – “A Power of Attorney is only to allow people to deal with your money.”

TRUTH – There are actually TWO types of Power of Attorney to consider: one for Finance and Property, and another for Health and Welfare.
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MYTH – “If I was seriously ill in hospital then my next of kin would make all medical decisions on my behalf automatically, they would know what I would want.”

TRUTH – Unfortunately this is not the case. Without a Health and Welfare Power of Attorney in place they would be unable to make decisions over your day-to-day healthcare and medical treatment, as well as be unable to deal with any health and social care staff.
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It’s important to note that you can only set up a Power of Attorney while you have mental capacity. Once you have lost capacity, it's unfortunately too late!!. Without the relevant Powers of Attorney in place, should anything happen to you, then loved ones would need to apply through the Court of Protection to become a deputy, which can be a long and costly process.

Act now by calling us Free on 0800 0789 522