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19/02/2026
🚨 GARLINGHOUSE: XRP TO CAPTURE 14% OF $150T SWIFT LIQUIDITY IN 5 YEARS!
- Ripple CEO at XRPL Apex 2025: Focus on liquidity over messaging in cross-border payments
- SWIFT handles $150T annually; 14% shift means $21T via XRP Ledger
- Ties XRP's future to real settlement demand, not price swings
- Strategy: Boost efficiency in global finance without replacing banks
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