Ledgertech

Legacy systems aren't just a tech problem - they're why insurers can't move as fast as they want to.

Our CEO Eran Tirer sat down with Rob Beller on Episode 302 of FNO: InsureTech to dig into exactly that - plus embedded insurance, AI in underwriting, and what it actually takes to modernise from the inside out.

If you work in insurance (or are insurance-curious 👀), this one's worth your commute.

🎧 Listen here:
Spotify: https://open.spotify.com/episode/040RwSWs5uGbbfDd1nXI1L?si=aca061e107f2434d
Apple Podcasts: https://podcasts.apple.com/us/podcast/ep-302-eran-tirer-founder-ceo-ledgertech/id1440681986?i=1000757721875
YouTube: https://youtu.be/zVkNu2qGZm0
Web: https://www.fnoinsuretech.com/podcast/episode/3ff87cb1/ep-302-eran-tirer-founder-and-ceo-ledgertech

Yesterday on the Main Stage at Insurtech Insights London, our CEO Eran Tirer joined a panel to tackle the question every P&C insurer is wrestling with right now:

𝐈𝐬 𝐭𝐞𝐜𝐡 𝐭𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐚𝐜𝐭𝐮𝐚𝐥𝐥𝐲 𝐝𝐞𝐥𝐢𝐯𝐞𝐫𝐢𝐧𝐠 𝐨𝐧 𝐢𝐭𝐬 𝐩𝐫𝐨𝐦𝐢𝐬𝐞?

Alongside Yanna Winter (Generali), Jonathan Rake (Swiss Re) and Ekine Akuiyibo (Socotra), moderated by Melissa Collett, CEO of Insurtech UK - the panel didn't dodge the hard questions.

And Eran put it simply on stage:
💬 "𝘍𝘪𝘯𝘢𝘭𝘭𝘺, 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘵𝘦𝘤𝘩𝘯𝘰𝘭𝘰𝘨𝘺 𝘪𝘴 𝘴𝘶𝘱𝘱𝘰𝘳𝘵𝘪𝘯𝘨 𝘵𝘩𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴. 𝘐𝘯𝘴𝘶𝘳𝘦𝘳𝘴 𝘸𝘢𝘯𝘵 𝘵𝘰 𝘥𝘰 𝘮𝘰𝘳𝘦 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴, 𝘴𝘦𝘭𝘭 𝘮𝘰𝘳𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 - 𝘢𝘯𝘥 𝘵𝘩𝘢𝘵'𝘴 𝘦𝘹𝘢𝘤𝘵𝘭𝘺 𝘸𝘩𝘢𝘵 𝘵𝘩𝘦 𝘳𝘪𝘨𝘩𝘵 𝘵𝘦𝘤𝘩𝘯𝘰𝘭𝘰𝘨𝘺 𝘴𝘩𝘰𝘶𝘭𝘥 𝘶𝘯𝘭𝘰𝘤𝘬 𝘧𝘰𝘳 𝘵𝘩𝘦𝘮. 𝘊𝘳𝘦𝘢𝘵𝘦 𝘵𝘩𝘦 𝘳𝘪𝘨𝘩𝘵 𝘱𝘳𝘰𝘥𝘶𝘤𝘵𝘴, 𝘧𝘪𝘵 𝘵𝘩𝘦 𝘮𝘢𝘳𝘬𝘦𝘵 𝘥𝘦𝘮𝘢𝘯𝘥𝘴. 𝘈𝘯𝘥 𝘵𝘩𝘰𝘴𝘦 𝘥𝘦𝘮𝘢𝘯𝘥𝘴 𝘢𝘳𝘦 𝘤𝘩𝘢𝘯𝘨𝘪𝘯𝘨, 𝘦𝘴𝘱𝘦𝘤𝘪𝘢𝘭𝘭𝘺 𝘢𝘴 𝘵𝘩𝘦 𝘺𝘰𝘶𝘯𝘨𝘦𝘳 𝘨𝘦𝘯𝘦𝘳𝘢𝘵𝘪𝘰𝘯 𝘴𝘵𝘢𝘳𝘵𝘴 𝘵𝘰 𝘸𝘢𝘳𝘮 𝘵𝘰 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦."

Tech is no longer just an IT project - it's a growth engine. The challenge now is choosing the right tools. Every CIO knows this. The hard part is making the board feel it too.

The panel's conclusion? 𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐢𝐬 𝐝𝐞𝐥𝐢𝐯𝐞𝐫𝐢𝐧𝐠. 𝐁𝐮𝐭 𝐨𝐧𝐥𝐲 𝐟𝐨𝐫 𝐢𝐧𝐬𝐮𝐫𝐞𝐫𝐬 𝐰𝐡𝐨'𝐯𝐞 𝐬𝐭𝐨𝐩𝐩𝐞𝐝 𝐰𝐚𝐢𝐭𝐢𝐧𝐠 𝐚𝐧𝐝 𝐬𝐭𝐚𝐫𝐭𝐞𝐝 𝐦𝐨𝐯𝐢𝐧𝐠.

Sustainability in insurance doesn't fail on ideas. It fails on ex*****on.

Most carriers have the ambition. They have the climate goals. They have the inclusive protection roadmaps. But then they often hit the "Ex*****on Gap" - the wall of legacy systems and manual processes.

At the ITC London 2026 Challenge Lab (sponsored by Generali Italia), our CEO, Eran Tirer, took the stage to show how Ledgertech bridges this gap.

We aren't just talking about pilots. We’re talking about scaling real products: parametric, micro-insurance, and embedded.

Watch the full pitch here: https://youtu.be/4IxNt5XJXlo

How to Close the Insurance Ex*****on Gap | Eran Tirer (Ledgertech) @ ITC London "Sustainability doesn’t fail on ideas. It fails on ex*****on." — Eran Tirer, CEO of Ledgertech.About the Pitch: Recorded live at the ITC London 2026 Challeng...

We’re proud to contribute to the Embedded Insurance Symposium on 20 January at ETH Zürich, organised by Swiss InsurTech Hub, the & Embedded Insurance Observatory, and ETH FinsureTech Hub.

At Ledgertech, we work with insurers and ecosystem partners to embed protection directly into digital journeys, while ensuring what launches today can scale safely tomorrow.

🎤 Our CEO, Eran Tirer, will be speaking during the Tech Showcase: Enabling Embedded Insurance (10:30–10:55), sharing practical insights from live deployments:
- What actually makes embedded insurance scale
- Where insurers face friction between speed, legacy systems, and ex*****on
- Why infrastructure and orchestration matter as much as distribution

Later in the day, Ledgertech will also host a breakout session, diving deeper into how insurers can move from embedded pilots to sustainable, production-ready models.

If you’re interested in embedded insurance - this is a conversation worth joining.

📍 ETH Zurich
📅 20 January 2026, start at 9 a.m.

Just a few days left until one of the most important conversations at Insurtech Insights Asia 2025.

Core systems are now having their moment — and for good reason.
Most insurers are racing to modernise, balance legacy systems, adopt AI, and expand digital distribution.
This session goes straight into the real challenges — and the real solutions.

🎙️ 𝐀𝐡𝐞𝐚𝐝 𝐨𝐟 𝐭𝐡𝐞 𝐂𝐮𝐫𝐯𝐞: 𝐀𝐮𝐠𝐦𝐞𝐧𝐭𝐢𝐧𝐠 𝐂𝐨𝐫𝐞 𝐒𝐲𝐬𝐭𝐞𝐦𝐬 𝐟𝐨𝐫 𝐚 𝐂𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐯𝐞 𝐄𝐝𝐠𝐞
📅 December 3rd | 🕚 11:00–11:40 AM
📍 Orange Stage

Featuring:
🔹 Eran Tirer – Founder & CEO, Ledgertech
🔹 Somansh Bansal – VP Sales SEA, Sapiens
🔹 Rudi Winklhofer – Partner, Deloitte Insurance Growth & Technology (APAC/SEA)
🔹 John Spence – Managing Director, Asian Capital Advisors (Moderator)

🔥 𝑾𝒉𝒂𝒕 𝒎𝒂𝒌𝒆𝒔 𝒕𝒉𝒊𝒔 𝒔𝒆𝒔𝒔𝒊𝒐𝒏 𝒖𝒏𝒎𝒊𝒔𝒔𝒂𝒃𝒍𝒆? Here’s a taste of what’s coming:
✨ How regional insurers can evolve (not explode) their legacy systems
✨ The smartest ways to modernise cores without business disruption
✨ Where AI is already changing product design, underwriting, and claims
✨ The hidden regulatory and data challenges no one talks about
✨ A bold prediction on what insurance cores will look like in 2030

𝘐𝘧 𝘥𝘪𝘨𝘪𝘵𝘢𝘭 𝘵𝘳𝘢𝘯𝘴𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯, 𝘈𝘐, 𝘰𝘳 𝘤𝘰𝘳𝘦 𝘮𝘰𝘥𝘦𝘳𝘯𝘪𝘴𝘢𝘵𝘪𝘰𝘯 𝘪𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 2026 𝘳𝘰𝘢𝘥𝘮𝘢𝘱 — 𝘵𝘩𝘪𝘴 𝘪𝘴 𝘺𝘰𝘶𝘳 𝘱𝘢𝘯𝘦𝘭.

💬 And don’t forget to 𝐜𝐨𝐦𝐞 𝐦𝐞𝐞𝐭 𝐭𝐡𝐞 𝐋𝐞𝐝𝐠𝐞𝐫𝐭𝐞𝐜𝐡 𝐭𝐞𝐚𝐦 𝐚𝐭 𝐊𝐢𝐨𝐬𝐤 𝐊08.

See you in Hong Kong! 🇭🇰