Jason MacDermid - Mortgage Agent
04/13/2026
💡🏡 Pre-approval can offer you more than just a clear budget.
In many cases, it may also include a rate hold for a limited time, often up to 120 days, depending on the lender. That can give you added stability while you’re searching in a changing market.
I walk you through how it works and make sure it fits into the bigger picture, so you’re not just pre-approved, you’re properly positioned.
If you’re thinking about buying or starting your home search soon, connect with me to get pre-approved and step into the market prepared, confident, and ready to act when the right home comes up.
04/07/2026
🏡📊 Getting mortgage-ready starts with your credit.
When I review a file, I’m not just looking at a score - lenders also assess how credit is used, how long it’s been established, and how consistently it’s managed. Small changes, like lowering balances or correcting errors, can make a meaningful difference.
Preparing your credit ahead of time can strengthen your approval and expand your mortgage options.
If you want a clear plan to position your credit properly, connect with me and let’s set up your credit strategy session.
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372 Taunton Road East, Unit 7
Whitby, ON
L1R0H4