Agnes Sebestyen Real Estate Agent

✨ NEW LISTING ✨

~ 106 - 3429 Happy Valley Road ~

Offered at $624,800

- 2 bedrooms plus den
- 2.5 bathrooms
- built in 2022 🏡
- open concept layout
- private, low-maintenance backyard 🪴
- single garage + additional parking
- built-in EV charger
- low strata fees
- rentals allowed
- family and pet friendly 🐶
- close to Langford’s city centre
- shopping, schools and hiking trails nearby🏞️

This is more than just a home—it’s a lifestyle. Don’t miss the opportunity to own one of the best starter home opportunities currently available in Langford.

💌 Reach out for more details!

Listed by Agnes Sebestyen - Pemberton Holmes and Cale Grieve PREC* - RE/MAX Camosun

Bank of Canada Rate Update — What This Means for Commercial Real Estate 📣

The Bank of Canada has announced that it is holding the overnight rate at 2.25%.

While this may sound like “no big change,” for commercial real estate, stability is meaningful.

Here’s what I’m seeing on the ground 👇

~ More predictability for buyers & investors:

Holding the rate gives clarity around borrowing costs, which helps businesses and investors make more confident decisions — especially when underwriting deals or planning expansions.

~ Deals that were on pause may start moving again:

When rates stop fluctuating, conversations tend to restart. I’m already seeing renewed interest from owner-occupiers and long-term investors who were waiting for a bit of certainty.

~ Long-term strategy matters more than timing:

This environment continues to reward thoughtful planning — whether that’s locking in a space for your business, restructuring debt, or acquiring property with a longer-term view.

The rate may be steady for now, but every property, business, and financing situation is different.

👉 If you’re wondering how this rate environment impacts your commercial property, lease, or next move, feel free to reach out. I’m always happy to talk through options and strategy.

📩 DM me or send me a message — let’s make sense of it together.

📣 2026 Business Licence Renewal Deadlines — Greater Victoria

Don’t miss your renewal deadline! Most municipalities require annual licences to continue operating legally — missing them can lead to fines or extra fees.

📆Schedule for 2026:

~ Victoria: Due by Jan 15, 2026 (late fees after Feb 15)

~ Saanich: Due by Dec 31, 2025

~ Sidney: Due by Feb 28, 2026

~ Sooke: Due by Feb 28, 2026

~ North Saanich: Typically Feb 28 (confirm with local notice)

~ Oak Bay: Calendar year licence — renew before Jan 1, 2026

~ Langford: No annual renewals required (perpetual licence unless business closes or an out-of-town business working in Langford must renew yearly)

~ Colwood: Calendar year licence — renew before Dec 31, 2026

📍Tip: Mark your calendar now, especially if your business operates across multiple municipalities, to avoid late fees or penalties.

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✨ A New Chapter in Real Estate ✨

Myla and I have some big news to share 📣

Growth means change and change creates opportunity so I have decided to dedicating myself fully to commercial real estate after building a strong foundation in the field.

This move is more than a career shift—it’s the right path to serve clients at a higher level.

Commercial real estate is about strategy, vision, and long-term value creation, and I’m committed to guiding businesses, investors, and developers with clarity and confidence.

I’m grateful for the experiences that brought me here, and I’m ready to help unlock new opportunities in today’s market.

I would also like to take this opportunity to thank for bringing me on board and embracing this journey with me.

If you’re considering buying, selling, or leasing commercial property—or just want to explore possibilities—let’s connect.