Desiree Turda - Realtor

Wishing my clients, friends, colleagues, and family a Merry Christmas, Happy Holidays, and a Happy New Year 🎄✨

Thank you from the bottom of my heart for the love, support, encouragement, and trust you’ve shown me throughout what has been a challenging year. Your kindness, patience, and belief in me truly carried me through.

Above all, I thank God for His blessings, protection, guidance, strength, and unwavering love. Here’s to healing, growth, and new beginnings in the year ahead 🤍

Blessed FaithOverFear NewBeginnings Gratitude Community

✨ Just Listed! Corner Semi With Sunrise + Sunset Views ✨
Welcome to a beautifully upgraded 4+1 bed, 4-bath corner semi with no neighbours on one side or behind—giving you amazing privacy AND natural light all day long. Enjoy sunrise in the living room and sunset from the dining area in this rare east–west–facing home. Featuring an upgraded quartz kitchen, open-concept layout, main-floor bedroom with ensuite + walk-out, spacious primary suite, finished basement, and a family-friendly location just 10 minutes from MiWay transit.

🌟 Open House Food Bank Drive:
We’re collecting non-perishable, unopened, unexpired canned goods this weekend to support the local food bank. Your generosity is truly appreciated.

📅 Open House: Dec 6 & 7 | 2–4 PM
Come see the light-filled lifestyle this home offers!

Canada’s rental market just flipped! 😳 Renters are spending ⅓ of their income, rates dropped, and affordability’s shifting fast.
Landlords — is your rental still competitive? 🏘️
Renters — thinking of buying? 🏡 Now’s the time to check your affordability and explore your options.
DM me to run a quick dual credit review and see where you stand! 🔍

📣 What Just Happened in Canada’s Market
1️⃣ Bank of Canada cut its key interest rate by 0.25% — now at 2.25%.
2️⃣ Unemployment has risen to 7.1%, showing a cooling economy.
3️⃣ Inflation holds steady around 2.4%, near the target range.
4️⃣ Mortgage stress test: you still need to qualify at your rate + 2% or 5.25%, whichever’s higher.

The Bank of Canada just made another move — a fresh rate cut! 🏦
For Ontario homeowners and buyers, this could mean a subtle shift in the market: a little more affordability, a little more breathing room.
But with unemployment climbing and stress-test rules still tight, success in today’s market isn’t just about timing — it’s about strategy.
📊 Whether you’re planning to buy, sell, or simply want to know how these numbers affect your goals, this is the moment to review your options. The market is adjusting — and those who act with clarity often come out ahead.

Thinking about your next move? Let’s talk!
📞 DM me or tap the link in my bio to schedule a quick consultation.
We’ll go over your numbers, mortgage options, and best timing so you can make the smartest decision for your next chapter. 🏡✨

🌟 Empower the Future! 🌟
We’re proud to launch Canada’s 1st Registered Disability Savings Plan (RDSP) with Seg Funds — exclusively from Empire Life!

Only 2 in 3 Canadians with disabilities are taking advantage of this incredible opportunity to build long-term financial security. The RDSP is a government-supported savings plan that can provide up to $90,000 in federal grants and bonds to help individuals with disabilities save for their future.

Now, for the first time, you can invest your RDSP in Segregated Funds — combining growth potential, capital protection, and estate planning advantages.

💙 Eligible disabilities include physical, developmental, mental, and learning disabilities such as:
• Autism spectrum disorder
• Cerebral palsy
• Down syndrome
• Mental health disorders
• Visual or hearing impairments
• Mobility or chronic medical conditions (and more — if you qualify for the Disability Tax Credit)

✨ Don’t miss this life-changing opportunity to learn how Empire Life is helping Canadians with disabilities achieve lasting financial independence.

📲 Register now using the QR code — your future self will thank you!