Loans For Jewels

4 tips to repair your credit score:

1. Pay your bills on time
The #1 factor your credit score is based on is repayment time. Even if you just pay the minimum, the most important thing is that you don't hide the bill in a drawer or forget to pay it!

2. Don't max out your cards
Credit scores don't look favourably at cards that have balances of more than 75% of the limit. Pay your balance so that it's below 50% of the maximum, or ask for a higher credit limit.

3. Check your credit report and score
You can get a FREE credit report from TransUnion and Equifax once a year. Order your copy to ensure there are no errors or surprises on it. You can also ask them to remove any debts over 7 or so years old in case they forgot.

Make sure to check your credit score regularly to check up on your progress. You can now check it for FREE at Borrowell.


4. Don't impact your credit score further
Focus on repairing your credit score with the above tips. What you want to avoid is anything that can impact your score further. But what happens if you still need money, to pay bills, pay for a special event or just cover the gaps in your monthly budget?

We want to help.

We don't care about your credit score because we secure the loan with jewellery — silver, gold, diamonds, watches...whatever jewellery you have! It might have sentimental value or it may be something that was never really to your taste. Either way, it doesn't matter because you're not selling it to us.

Instead, your jewellery is used to secure a loan. Once you repay your loan within the repayment period you’ll get your jewellery back.

And your credit score will NEVER be touched.

Trying to fix your credit score but not quite there yet and need some cash? Call to grab a cup of coffee with Barry and discuss your options. We don't care about your credit score here at DJL. That's because use diamonds, jewellery and watches as collateral instead!

Real Fixes for Increasing Your Credit Score There’s been a lot of talk around “credit repair” lately. A few companies have even popped up claiming they can increase your credit score immediately or “repair” your credit with just a few simple tricks. Everyone wants a quick fix to rebuilding their credit but the truth is there are no shortcuts,...

Here's the 6th tip: Don't take a loan from them! Instead try an alternative lending solution, like trading jewels for a loan. Unlike banks, we don't check your credit or make you jump through hoops. Schedule a cup of coffee with Barry today to look at your options.

Five tips to make sure that you’re getting the best deal from your bank or financial institution Recent questions in the media about aggressive sales tactics are a good reminder to be on top of your financial services and to consider shopping around

History lesson of the day! If anyone finds the Kings lost jewels, bring them into DJL and get Barry to take a look at them! You could be walking out with cold hard cash.

When ‘Bad King John’ Lost The British Crown Jewels In 1216, a group of King John’s men were traveling through some marshland when a flood engulfed them. Ever since, the whereabouts of the Crown Jewels has remained unknown.