Insurance With Confidence - Oxana Tsimbalova
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10/20/2021
The penalties for driving with no insurance in Ontario are as follows: a fine of between $5,000 and $25,000 on a first conviction, a fine of between $10,000 and $50,000 on a 2nd or subsequent conviction.⠀
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𝑰𝒏𝒒𝒖𝒊𝒓𝒆 𝒕𝒐𝒅𝒂𝒚 𝒂𝒃𝒐𝒖𝒕 𝒂𝒍𝒍 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒐𝒑𝒕𝒊𝒐𝒏𝒔.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Oxana Tsimbalova - Insurance Broker⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
(647) 205-5923⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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10/05/2021
Disadvantages of a new car… 🚗 ⠀
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✅ Vehicles are a depreciating asset, and when you buy new, that depreciation starts the minute you drive off the lot. ⠀
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✅ On average, it takes 4 years for a vehicle to lose roughly half its value.⠀
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𝑰𝒏𝒒𝒖𝒊𝒓𝒆 𝒕𝒐𝒅𝒂𝒚 𝒂𝒃𝒐𝒖𝒕 𝒂𝒍𝒍 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒐𝒑𝒕𝒊𝒐𝒏𝒔.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Oxana Tsimbalova - Insurance Broker⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
(647) 205-5923⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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10/05/2021
Used versus new car…⠀
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✅ The main benefit of buying pre-owned is the LOWER PURCHASE PRICE. Set aside money 💴 for vacation by shopping for pre-owned models rather than new ones.⠀
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✅ A used car can offer better value with lower monthly payments and LOWER INSURANCE RATES. ⠀
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✅ Buying used can also help you avoid many of the additional fees attached to new cars, like freight and extra taxes (depending where you live).⠀
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𝑰𝒏𝒒𝒖𝒊𝒓𝒆 𝒕𝒐𝒅𝒂𝒚 𝒂𝒃𝒐𝒖𝒕 𝒂𝒍𝒍 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒐𝒑𝒕𝒊𝒐𝒏𝒔.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Oxana Tsimbalova - Insurance Broker⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
(647) 205-5923⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
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