Jon Rogers.ca

📈 Self-Directed Investing, or Do-It-Yourself (DIY) investing❓

➡ building and managing your own investment portfolio directly through an online brokerage without an advisor or robo-advisor

➡ this approach lowers management fees but requires you to handle your own research, ex*****on, and portfolio rebalancing

1️⃣ To get started, you will need to open a self-directed account with an online discount brokerage 🏦
- Wealthsimple - user friendly
- Questrade - user friendly
- Interactive Brokers - more advanced trader
- Canada's Big 6 Banks (RBC, TD, ScotiaBank, BMO, CIBC, National bank) - all have pros and cons
- And many more

⭐ When choosing a platform, what are you going to use it for, consider factors like fees, investment options, user experience and customer support.

2️⃣ What type of account(s) are you going to open up within the brokerage?
- TFSA
- RRSP
- FHSA
- RESP
- Non Registered Investment Account

3️⃣ Once you choose the type of investment accounts you are going to open up within the Online Brokerage, its now time to start thinking about what you are going to invest in?

➖ Stocks: Buying fractional or whole shares in individual companies

➖ ETFs (Exchange-Traded Funds): Baskets of stocks or bonds that track a specific index (e.g., the S&P 500). Many Canadian DIY investors favor broad-market, all-in-one ETFs to simplify diversification

➖ Mutual Funds & Bonds: Pre-packaged funds or fixed-income products

⭐ maybe you want a mix of individual Stocks, ETFs and Bonds depending on your risk tolerance.

💥 for myself in my Self Directed Account I currently own approx 15 stocks and 6 ETFs
💥 my favourite strategy is dollar cost averaging ETFs - buying a certain amount of shares each month. my goal is long term / risky investing and I will be buying shares monthly no matter if the shares are high or low for that particular month.
💥 I currently use Interactive Brokers as my Online Brokerage - only cause I do some day / swing trading periodically and its a more advanced platform.
💥 I have heard many good things about Wealthsimple and Questrade. Maybe one day I will make the switch.
If you have any questions regarding Self Directed Investing, the different Online Brokerages and the different Account Types to set up or what Stocks / ETFs I invest in, feel free to reach out.

📍 Jon Rogers REALTOR / Money Coach
☎️ 778 999 5296 call or text
📧 [email protected]

📊 April 2026 housing market statistics are out 🏠

⭐ For the first time in more than a year, Fraser Valley home sales recorded a year-over-year increase, with activity also rising month-over-month as the spring market begins to show renewed activity.

⭐ Fraser Valley home sales reached 1,118 in April, up 11% from March and 7% year-over-year, the first annual sales increase in more than a year.

⭐ Benchmark prices also rose for the second consecutive month.

• Single Family Detached: At $1,374,800 the Benchmark price for an FVREB single-family detached home decreased 0.1 per cent compared to March 2026 and decreased 8.8 per cent compared to April 2025.

• Townhomes: At $771,600 the Benchmark price for an FVREB townhome decreased 0.1 per cent compared to March 2026 and decreased 7.4 per cent compared to April 2025.

• Apartments: At $491,000 the Benchmark price for an FVREB apartment/condo increased 0.4 percent compared to March 2026 and decreased 8.3 per cent compared to April 2025.

⭐️Feel free to reach out if you have any questions. And if you are looking for a FREE HOME EVALUATION⭐️

📍 Jon Rogers REALTOR
☎️ 778 999 5296 call or text
✉️ [email protected]

📊 April 2026 housing market statistics are now available

Fraser Valley home sales reached 1,118 in April, up 11% from March and 7% year-over-year, the first annual sales increase in more than a year. Benchmark prices also rose for the second consecutive month, increasing to $899,200.

Read the full Stats Package news release for complete market insights: bit.ly/42KscfZ

⭐2026 CRA TAX REFUND⭐

➡ Make the most of your 2026 tax refund with smart strategies to pay down debt and build savings, so every dollar works harder for your financial future.

➡ For many Canadians, a tax refund feels like a bonus—a bit of extra cash that shows up each spring. In reality, it’s your own money being returned after a year of overpaying taxes.

➡ Recent survey data shows many Canadians aren’t treating their refund as bonus spending money. About 40% of those surveyed say they need it to help cover rising living costs, while another 28% plan to use it for everyday essentials. For many households, that tax refund isn’t extra—it’s already spoken for.

1️⃣ Pay down high-interest debt

➖ If you’re carrying a balance on a credit card or payday loan, this is usually the most effective place to put your refund. These debts have high interest rates, meaning the longer you carry them, the more you’ll pay. Credit Card interest rates can be as high as 25%.

2️⃣ Catch up on essential bills

➖ If you’re behind on rent, utilities, or other bills, using your refund to catch up can prevent things from escalating. Late fees and interest add up fast, and missed payments can lead to collections. Getting current helps stabilize your finances and gives you more breathing room in your budget.

3️⃣ Build or top up an emergency

➖ Building an emergency fund can feel out of reach, especially when living costs are high. But you don’t need to start with three to six months of expenses in the bank—you can work up to that. Even just having a few hundred dollars saved can help cover an unexpected bill without relying on credit.

4️⃣ Invest in your future

➖ If your debt is under control and your bills are up to date, consider putting some of your refund towards long-term goals. Contributing to a registered retirement savings plan (RRSP), tax-free savings account (TFSA), or first home savings account (FHSA) can help you build savings in a tax-efficient way.

🔥Make this refund count🔥

Any questions feel free to contact me.

📍 Jon Rogers REALTOR / Money Coach
☎️ 778 999 5296 call or text
📧 [email protected]

🔥 NEW PRICE 🔥

📍 14220 Malabar Ave White Rock
💰 2,499,000
😎 13,378 sq ft VIEW lot
🔨 Build your Dream Home

MLS # R3112774

DEVELOPMENT PERMIT ISSUED - PROPERTY READY TO BUILD WITH COMPLETED PLANS. Situated in the highly sought-after West Beach area of White Rock, this exceptional property offers a rare opportunity on a 13,000+ sq ft lot with OCEAN VIEWS. A standout feature is the rare TWO-ROAD access, with the main home fronting Malabar Avenue and rear lane access off Magdalen Avenue, ideal for a coach house or garden suite. The existing 4,400+ sq ft home features 6 bedrooms and 5 bathrooms, including a 2-bedroom suite with separate entry. Whether you choose to live in, hold as an investment, or build a dream custom home, this property offers exceptional versatility in one of White Rock's most desirable neighbourhoods. BONUS - Cost of Building Permit included and Vendor Financing may be available!

Feel free to contact me if you have any questions or want to schedule a showing.

📍Jon Rogers | REALTOR - eXp Realty
📱778 999 5296 call or text
📧 [email protected]

🔥 Just Listed 🔥

📍104-2515 Park Drive | Abbotsford
💰 New Price $315,000
🛏️ 1Bed + Den | 🛁 1 Bath
📐 612 SqFt Living Space
☀️ 84 SqFt of Patio Space
🚗 1 Parking Stall | 📦 1 Storage Locker
🐾 Pets Allowed with Restrictions

MLS # R3112736

Welcome to Viva on Park! Step inside this well maintained, bright SOUTH-FACING 1 bed, 1 bath + DEN home featuring a spacious entryway, separate laundry closet and open feel to the unit. South facing ground floor patio that is great for bbq's, morning coffee or just relaxing and enjoying the sunshine. Hot water tank replaced 2024. One parking and one storage locker included. Close to the Downtown Historic area that is full of wonderful boutique shops, restaurants, breweries and cafes. Be sure to check out the cinematic walk-through video and then book your showing so you don't miss out on this one!

If you have any questions feel free to contact me.

📍Jon Rogers | REALTOR - eXp Realty
📱778 999 5296 call or text
📧 [email protected]