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Income dropped? Lost your job before mortgage renewal? You still have options....

With all the recent government and private sector layoffs and position changes, this is one of the biggest concerns we’re hearing:

“My mortgage is coming up for renewal… but my income has changed. What do I do?”

Here’s the good news 👇

If you're simply renewing with your current lender, you typically do not need to requalify. That means no new income verification , you can usually just select your renewal option and sign.

And in many cases, you may even be able to re-amortize your mortgage at renewal to lower your monthly payments , without it being considered a refinance.

That can:
✔ Reduce your payment
✔ Help your cash flow
✔ Buy you time to stabilize your employment

Before you panic .... know your options.

Watch the full episode of the House It Going Ottawa Podcast to understand what you can do and how to protect yourself.

If you’re unsure about your situation, reach out. A quick conversation can bring a lot of peace of mind.

Welcome Home to our new listing in Barrhaven!

Thinking about buying your first home? This one checks all the right boxes.

Welcome to 404 Sadar Private, a move-in ready, freehold townhome in a very walkable Barrhaven neighbourhood close to parks, transit, shopping, and everyday essentials.

✨ Why first time buyers love it:
• Bright, open-concept living on the second level with vinyl flooring
• Spacious kitchen with plenty of storage + new dishwasher (2025)
• 3 bedrooms upstairs, including a primary with walk-in closet & private ensuite
• Finished main level space perfect for a home office, gym, or cozy family room
• Bonus basement storage is great
• Brand new furnace (2025) + Nest smart thermostat
• Keyless entry, Ring doorbell & automatic garage opener

Smart layout. Solid upgrades. A great place to start.

📩 DM us to book your private showing
🔑 Ottawa Home Group

🔑 Keys & CluesTip #5
Renovating your home? This tip can save you thousands.

One of the most important (and often overlooked) parts of a successful renovation is double checking the work and asking for regular updates. Even great contractors are human, and mistakes can happen, especially when multiple trades are involved.

✔️ Walk the site frequently
✔️ Ask questions (there’s no such thing as a “dumb” one)
✔️ Make sure to ask for weekly updates
✔️ Make sure the work matches the plan and timeline

You’re paying for the project, stay involved, stay informed, and protect your investment.

This wraps up our 5-part Keys & Clues series on how to save money and ensure a successful renovation.
Have questions or planning a project? We’re always happy to help.

Ottawa Home Group
Find it. Love it. Own it.
​ ​ ​ ​ ​ ​ ​ ​

🏡 Welcome Home to our New Listing at 7868 Jeanne d’Arc Blvd, Orléans!

Bright, updated , and move-in ready end unit condo townhome with 3 bedrooms, a fully finished basement, and a fully fenced backyard.

✨ Highlights you’ll love:
✅ Brand new kitchen with stainless steel appliances + white cabinetry
✅ New flooring + fresh paint throughout
✅ Pot lights + modern fixtures
✅ Finished basement with powder room (perfect rec room / office / gym)
✅ Steps to schools, parks, transit, and shopping

Come see it in person today, this one is truly turnkey!
📍 7868 Jeanne d’Arc Blvd
🕒 Open House: TODAY ( 2- 4PM)
📩 DM us for details or to book a private showing.