Carl Suddick - Personal Lines Insurance Broker

New segment: Donkey of the Week! Please don't be this guy/gal on the road! Ensure your windshield/windows are clear of ice and snow.

Insurance documents can often be confusing and contain various codes for specific coverages. Check out this post, it will help you understand some commonly used insurance endorsements.

OPCF 5 (Permission to Rent or Lease)
OPCF 6A (Permission to Carry Passengers for Compensation) UBER!!!
OPCF 19 (Limitation of Amount)
OPCF 20 (Loss of Use) Rental Vehicle Coverage
OPCF 23 A (Mortgage) Added if insured is financing the vehicle
OPCF 27 (Legal Liability for Damage to Non Owned Automobiles)
OPCF 28A (Reduction of Coverage as Respects Operation by Named persons)
OPCF 39 (Accident Rating Waiver) aka Accident Forgiveness
OPCF 40 (Fire and Theft Deductible)
OPCF 43 (Waiver of depreciation owned/leased) Pay out without depreciation
OPCF 44 (Family Protection) Additional liability to ensure coverage for families