CG Financial Group

Part of my process is to empower my clients with knowledge and confidence in their financial world....It's right there on my website. Last week I lost a client and couldn't have been more proud.

We started working together 8 years ago when they had no idea what to do with a large amount of money they came into. In that time we broke each step down into manageable pieces, making sure they have all the information before they made a decision. We worked on a financial plan that saw them retiring early if they had the discipline to follow it.

Fast forward to now, they feel confident enough that they want to take a more active part in their investments and moved to a self directed platform. I have assured them that I will still be here to bounce ideas off of and am 100% on their side.

They grow up so fast.

Have you been hitting the gym and downing protein like its water? Are you an impressive specimen of the human form? You might have trouble getting insurance...

I have a client who is a former professional football player (the American kind)🏈 . He's about 5'8" but weighs over 260lbs of solid muscle! According to insurance companies, he's "obese" because he doesn't fit into their build chart (too heavy for his height).

After a few phone calls to the underwriter and links to social media posts of our client completely decimating a quarterback, they wisely decided to not call this man obese and issue the policy standard.

WARNING: Just because you feel good and look great doesn't mean insurance companies will take you on without digging deeper.

Warning: Harsh Criticism to Follow...
I had a conversation with a DIY investing friend the other day and I had to be real with them....

"I spent a lot of time doing all my research and moved money around to make 15% last year." - Marketing Manager with 0 years of financial education

"I have a boring portfolio with low fees and I spend my time finding out what my clients want to do with their money" - Me, 14 years experience with other peoples money, 2 Univesity degrees in finance and 4 professional designations

Portfolio I use includes: 2 Nobel laureates, 8 portfolio managers with a combined 227 years experience, more staff around the Globe than I have Facebook friends, and access to tools and data I can't even imagine.

"The time you spent researching could have been spent with family and friends...or working to make more money. Not to mention all the transaction costs. So tell me, how are you saving money by doing it yourself?"